TRUP (Trupanion) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


TRUP Trupanion Inc TRUP
68 GF Score
Price $26.95
GF Value $40.18
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Trupanion Tariff Resilience Score?

Trupanion TRUP +2.87% 68 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates TRUP with a GF Score™ of 68/100 and a GF Value™ of $40.18 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 596 Insurance companies, Trupanion ranks better than 99.66% on this metric.

Trupanion has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Trupanion has Trupanion Inc operates primarily in the pet insurance industry, which is less affected by tariffs. Its operations are largely domestic, minimizing exposure to international trade tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Trupanion might have Highly Resilient.

Trupanion  (NAS:TRUP) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Trupanion Tariff Resilience Score Related Terms

TRUP vs SAFT, ASIC, UVE: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Trupanion's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trupanion Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Trupanion's Tariff Resilience Score falls into.


TRUP
68GF Score
Trupanion Inc TRUP
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Trupanion (TRUP) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Trupanion ranks #2 out of 596 companies in the Insurance industry, placing it in the top 0.3%.
Is Trupanion's Tariff Resilience Score too high?
Trupanion's current Tariff Resilience Score is 9. Based on the distribution chart, Trupanion ranks #2 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Trupanion has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trupanion's Tariff Resilience Score compare to SAFT and ASIC?
According to the Insurance industry distribution chart, Trupanion ranks #2 out of 596 companies for Tariff Resilience Score. This places Trupanion in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Trupanion's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trupanion stock overvalued right now?
Based on GuruFocus' analysis, Trupanion (TRUP) is currently considered Significantly Undervalued. The stock's GF Value™ is $40.18, compared to a current price of $26.95 — trading 32.9% below its estimated fair value. The current Tariff Resilience Score is 9. Trupanion's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Trupanion (TRUP), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trupanion (TRUP) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of $26.95 is trading 32.9% below its estimated GF Value™ of $40.18. GuruFocus considers Trupanion to be Significantly Undervalued.

Key valuation signals for TRUP:

  • Tariff Resilience Score: 9
  • GF Value™: $40.18 vs. price of $26.95 (32.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the TRUP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trupanion Business Description

Other Exchanges 0LH0:UKTPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.
68GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.95
Price
$40.18
GF Value