Sukoon Insurance PSJC (DFM:SUKOON) Return-on-Tangible-Asset: 4.85% (As of Jun. 2026) — 76% Above Median

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DFM:SUKOON Sukoon Insurance PSJC DFM:SUKOON
63 GF Score
Price د.إ6.15
GF Value د.إ4.66
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Sukoon Insurance PSJC Return-on-Tangible-Asset?

Sukoon Insurance PSJC DFM:SUKOON 63 Return-on-Tangible-Asset is 4.85% as of Jun. 2026, which is 76% above its 10-year median of 2.75. GuruFocus rates DFM:SUKOON with a GF Score™ of 63/100 and a GF Value™ of د.إ4.66 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 500 Insurance companies, Sukoon Insurance PSJC ranks better than 63.4% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Sukoon Insurance PSJC's annualized Net Income for the quarter that ended in Jun. 2026 was د.إ547 Mil. Sukoon Insurance PSJC's average total tangible assets for the quarter that ended in Jun. 2026 was د.إ11,263 Mil. Therefore, Sukoon Insurance PSJC's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 4.85%.

The historical rank and industry rank for Sukoon Insurance PSJC's Return-on-Tangible-Asset or its related term are showing as below:

DFM:SUKOON' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.12   Med: 2.75   Max: 3.91
Current: 3.91

During the past 13 years, Sukoon Insurance PSJC's highest Return-on-Tangible-Asset was 3.91%. The lowest was 0.12%. And the median was 2.75%.

DFM:SUKOON's Return-on-Tangible-Asset is ranked better than
63.4% of 500 companies
in the Insurance industry
Industry Median: 2.77 vs DFM:SUKOON: 3.91

Sukoon Insurance PSJC  (DFM:SUKOON) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Sukoon Insurance PSJC Return-on-Tangible-Asset Related Terms


Sukoon Insurance PSJC Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Sukoon Insurance PSJC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sukoon Insurance PSJC Return-on-Tangible-Asset Chart

Sukoon Insurance PSJC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.91 3.64 3.13 2.77 3.37

Sukoon Insurance PSJC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 2.42 3.86 4.38 4.85

DFM:SUKOON vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison

For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sukoon Insurance PSJC Return-on-Tangible-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Sukoon Insurance PSJC's Return-on-Tangible-Asset falls into.


DFM:SUKOON
63GF Score
Sukoon Insurance PSJC DFM:SUKOON
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sukoon Insurance PSJC Return-on-Tangible-Asset Calculation

Sukoon Insurance PSJC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=362.992/( (10381.432+11136.791)/ 2 )
=362.992/10759.1115
=3.37 %

Sukoon Insurance PSJC's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=546.692/( (11017.653+11507.77)/ 2 )
=546.692/11262.7115
=4.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 4.85% mean?
Sukoon Insurance PSJC (DFM:SUKOON) has a Return-on-Tangible-Asset of 4.85% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sukoon Insurance PSJC and its competitors. This is 76% above median its historical median of 2.75. Over the past decade, Sukoon Insurance PSJC's Return-on-Tangible-Asset has ranged from 0.12 to 3.91. According to the industry distribution chart, Sukoon Insurance PSJC ranks #183 out of 500 companies in the Insurance industry, placing it in the top 36.6%.
Is Sukoon Insurance PSJC's Return-on-Tangible-Asset too high?
Sukoon Insurance PSJC's current Return-on-Tangible-Asset of 4.85% is 76% above median its 10-year median of 2.75. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 3.91. The Insurance industry median Return-on-Tangible-Asset is 2.77. Sukoon Insurance PSJC's value of 4.85% is 75.1% above this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #183 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #183 out of 500 companies for Return-on-Tangible-Asset. This puts Sukoon Insurance PSJC in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.77. Sukoon Insurance PSJC's value of 4.85% is 75.1% above this benchmark. Historically, Sukoon Insurance PSJC's own Return-on-Tangible-Asset has ranged from 0.12 to 3.91 over the past decade. While the company's 10-year median is 2.75 vs. the industry median of 2.77, Sukoon Insurance PSJC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.77, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current Return-on-Tangible-Asset of 4.85% is 75.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current Return-on-Tangible-Asset is 4.85%, which is 76% above median its own 10-year median of 2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ4.66, compared to a current price of د.إ6.15 — trading 32% above its estimated fair value. The current Return-on-Tangible-Asset is 4.85%, which is 76% above median its 10-year median of 2.75 and 75.1% above the Insurance industry median of 2.77. Sukoon Insurance PSJC's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current Return-on-Tangible-Asset is 4.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?

Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued. The current stock price of د.إ6.15 is trading 32% above its estimated GF Value™ of د.إ4.66. GuruFocus considers Sukoon Insurance PSJC to be Significantly Overvalued.

Key valuation signals for DFM:SUKOON:

  • Return-on-Tangible-Asset: 4.85% (76% above median its 10-year median of 2.75)
  • GF Value™: د.إ4.66 vs. price of د.إ6.15 (32% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 75.1% above the Insurance median (#183 of 500)

No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sukoon Insurance PSJC Business Description

Address Omar Bin Al Khattab Street, Next to Al Ghurair Mall P.O. Box 5209, Deira, Dubai, ARE
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
63GF Score

Get the complete analysis for DFM:SUKOON

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ6.15
Price
د.إ4.66
GF Value