Sukoon Insurance PSJC (DFM:SUKOON) Return-on-Tangible-Equity: 16.17% (As of Jun. 2026) — 66% Above Median

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DFM:SUKOON Sukoon Insurance PSJC DFM:SUKOON
70 GF Score
Price د.إ5.42
GF Value د.إ4.62
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sukoon Insurance PSJC Return-on-Tangible-Equity?

Sukoon Insurance PSJC DFM:SUKOON 70 Return-on-Tangible-Equity is 16.17% as of Jun. 2026, which is 66% above its 10-year median of 9.74. GuruFocus rates DFM:SUKOON with a GF Score™ of 70/100 and a GF Value™ of د.إ4.62 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 495 Insurance companies, Sukoon Insurance PSJC ranks worse than 51.11% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sukoon Insurance PSJC's annualized net income for the quarter that ended in Jun. 2026 was د.إ547 Mil. Sukoon Insurance PSJC's average shareholder tangible equity for the quarter that ended in Jun. 2026 was د.إ3,382 Mil. Therefore, Sukoon Insurance PSJC's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 16.17%.

The historical rank and industry rank for Sukoon Insurance PSJC's Return-on-Tangible-Equity or its related term are showing as below:

DFM:SUKOON' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.48   Med: 9.74   Max: 13.15
Current: 13.15

During the past 13 years, Sukoon Insurance PSJC's highest Return-on-Tangible-Equity was 13.15%. The lowest was 0.48%. And the median was 9.74%.

DFM:SUKOON's Return-on-Tangible-Equity is ranked worse than
51.11% of 495 companies
in the Insurance industry
Industry Median: 13.62 vs DFM:SUKOON: 13.15

Sukoon Insurance PSJC  (DFM:SUKOON) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Sukoon Insurance PSJC Return-on-Tangible-Equity Related Terms


Sukoon Insurance PSJC Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Sukoon Insurance PSJC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sukoon Insurance PSJC Return-on-Tangible-Equity Chart

Sukoon Insurance PSJC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.70 10.76 9.77 9.41 11.62

Sukoon Insurance PSJC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.93 8.25 13.20 14.70 16.17

DFM:SUKOON vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sukoon Insurance PSJC Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Sukoon Insurance PSJC's Return-on-Tangible-Equity falls into.


DFM:SUKOON
70GF Score
Sukoon Insurance PSJC DFM:SUKOON
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sukoon Insurance PSJC Return-on-Tangible-Equity Calculation

Sukoon Insurance PSJC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=362.992/( (2936.68+3312.973 )/ 2 )
=362.992/3124.8265
=11.62 %

Sukoon Insurance PSJC's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=546.692/( (3289.625+3473.38)/ 2 )
=546.692/3381.5025
=16.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 16.17% mean?
Sukoon Insurance PSJC (DFM:SUKOON) has a Return-on-Tangible-Equity of 16.17% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sukoon Insurance PSJC and its competitors. This is 66% above median its historical median of 9.74. Over the past decade, Sukoon Insurance PSJC's Return-on-Tangible-Equity has ranged from 0.48 to 13.15. According to the industry distribution chart, Sukoon Insurance PSJC ranks #253 out of 495 companies in the Insurance industry, placing it in the top 51.1%.
Is Sukoon Insurance PSJC's Return-on-Tangible-Equity too high?
Sukoon Insurance PSJC's current Return-on-Tangible-Equity of 16.17% is 66% above median its 10-year median of 9.74. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 13.15. The Insurance industry median Return-on-Tangible-Equity is 13.62. Sukoon Insurance PSJC's value of 16.17% is 18.7% above this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #253 out of 495 companies in the Insurance industry, which is below the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #253 out of 495 companies for Return-on-Tangible-Equity. This places Sukoon Insurance PSJC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.62. Sukoon Insurance PSJC's value of 16.17% is 18.7% above this benchmark. Historically, Sukoon Insurance PSJC's own Return-on-Tangible-Equity has ranged from 0.48 to 13.15 over the past decade. While the company's 10-year median is 9.74 vs. the industry median of 13.62, Sukoon Insurance PSJC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.62, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current Return-on-Tangible-Equity of 16.17% is 18.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current Return-on-Tangible-Equity is 16.17%, which is 66% above median its own 10-year median of 9.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ4.62, compared to a current price of د.إ5.42 — trading 17.3% above its estimated fair value. The current Return-on-Tangible-Equity is 16.17%, which is 66% above median its 10-year median of 9.74 and 18.7% above the Insurance industry median of 13.62. Sukoon Insurance PSJC's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current Return-on-Tangible-Equity is 16.17% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?

Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued. The current stock price of د.إ5.42 is trading 17.3% above its estimated GF Value™ of د.إ4.62. GuruFocus considers Sukoon Insurance PSJC to be Modestly Overvalued.

Key valuation signals for DFM:SUKOON:

  • Return-on-Tangible-Equity: 16.17% (66% above median its 10-year median of 9.74)
  • GF Value™: د.إ4.62 vs. price of د.إ5.42 (17.3% above fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 18.7% above the Insurance median (#253 of 495)

No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sukoon Insurance PSJC Business Description

Address Omar Bin Al Khattab Street, Next to Al Ghurair Mall P.O. Box 5209, Deira, Dubai, ARE
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
70GF Score

Get the complete analysis for DFM:SUKOON

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.42
Price
د.إ4.62
GF Value