Sukoon Insurance PSJC (DFM:SUKOON) 3-Year RORE % : 22.50% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DFM:SUKOON Sukoon Insurance PSJC DFM:SUKOON
62 GF Score
Price د.إ6.00
GF Value د.إ4.64
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Sukoon Insurance PSJC 3-Year RORE %?

Sukoon Insurance PSJC DFM:SUKOON +1.69% 62 3-Year RORE % is 22.50 as of Jun. 2026. GuruFocus rates DFM:SUKOON with a GF Score™ of 62/100 and a GF Value™ of د.إ4.64 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 478 Insurance companies, Sukoon Insurance PSJC ranks better than 64.44% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Sukoon Insurance PSJC's 3-Year RORE % for the quarter that ended in Jun. 2026 was 22.50%.

The industry rank for Sukoon Insurance PSJC's 3-Year RORE % or its related term are showing as below:

DFM:SUKOON's 3-Year RORE % is ranked better than
64.44% of 478 companies
in the Insurance industry
Industry Median: 11.68 vs DFM:SUKOON: 22.50

Sukoon Insurance PSJC  (DFM:SUKOON) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Sukoon Insurance PSJC 3-Year RORE % Related Terms


Sukoon Insurance PSJC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Sukoon Insurance PSJC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sukoon Insurance PSJC 3-Year RORE % Chart

Sukoon Insurance PSJC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.70 13.59 12.24 2.68 16.91

Sukoon Insurance PSJC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.13 20.33 16.91 16.90 22.50

DFM:SUKOON vs BRK.A, AIG, HIG: 3-Year RORE % Comparison

For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sukoon Insurance PSJC 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Sukoon Insurance PSJC's 3-Year RORE % falls into.


DFM:SUKOON
62GF Score
Sukoon Insurance PSJC DFM:SUKOON
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sukoon Insurance PSJC 3-Year RORE % Calculation

Sukoon Insurance PSJC's 3-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.94-0.58 )/( 2.25-0.65 )
=0.36/1.6
=22.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 22.50 mean?
Sukoon Insurance PSJC (DFM:SUKOON) has a 3-Year RORE % of 22.50 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sukoon Insurance PSJC and its competitors. According to the industry distribution chart, Sukoon Insurance PSJC ranks #170 out of 478 companies in the Insurance industry, placing it in the top 35.6%.
Is Sukoon Insurance PSJC's 3-Year RORE % too high?
Sukoon Insurance PSJC's current 3-Year RORE % is 22.50. The Insurance industry median 3-Year RORE % is 11.68. Sukoon Insurance PSJC's value of 22.50 is 92.6% above this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #170 out of 478 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #170 out of 478 companies for 3-Year RORE %. This puts Sukoon Insurance PSJC in the upper half of its industry. The industry median 3-Year RORE % is 11.68. Sukoon Insurance PSJC's value of 22.50 is 92.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.68, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current 3-Year RORE % of 22.50 is 92.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current 3-Year RORE % is 22.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ4.64, compared to a current price of د.إ6.00 — trading 29.3% above its estimated fair value. The current 3-Year RORE % is 22.50 and 92.6% above the Insurance industry median of 11.68. Sukoon Insurance PSJC's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current 3-Year RORE % is 22.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?

Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued. The current stock price of د.إ6.00 is trading 29.3% above its estimated GF Value™ of د.إ4.64. GuruFocus considers Sukoon Insurance PSJC to be Modestly Overvalued.

Key valuation signals for DFM:SUKOON:

  • 3-Year RORE %: 22.50
  • GF Value™: د.إ4.64 vs. price of د.إ6.00 (29.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 92.6% above the Insurance median (#170 of 478)

No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sukoon Insurance PSJC Business Description

Address Omar Bin Al Khattab Street, Next to Al Ghurair Mall P.O. Box 5209, Deira, Dubai, ARE
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
62GF Score

Get the complete analysis for DFM:SUKOON

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ6.00
Price
د.إ4.64
GF Value