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Sukoon Insurance PSJCDFM:SUKOON 63 3-Year ROIIC % is 3.72 as of Dec. 2025, which is 12% below its 10-year median of 4.22. GuruFocus rates DFM:SUKOON with a GF Score™ of 63/100 and a GF Value™ of د.إ4.66 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 334 Insurance companies, Sukoon Insurance PSJC ranks worse than 57.49% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Sukoon Insurance PSJC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 3.72%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Sukoon Insurance PSJC's 3-Year ROIIC % or its related term are showing as below:
DFM:SUKOON's 3-Year ROIIC % is ranked worse than 57.49% of 334
companies
in the Insurance industry
Industry Median: 5.055
vs DFM:SUKOON: 3.72
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Sukoon Insurance PSJC 3-Year ROIIC % Related Terms
Sukoon Insurance PSJC 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Sukoon Insurance PSJC's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:SUKOON vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sukoon Insurance PSJC 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Sukoon Insurance PSJC's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Sukoon Insurance PSJC (DFM:SUKOON) has a 3-Year ROIIC % of 3.72 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Sukoon Insurance PSJC and its competitors. This is 12% below median its historical median of 4.22. According to the industry distribution chart, Sukoon Insurance PSJC ranks #192 out of 334 companies in the Insurance industry, placing it in the top 57.5%.
Is Sukoon Insurance PSJC's 3-Year ROIIC % too high?
Sukoon Insurance PSJC's current 3-Year ROIIC % of 3.72 is 12% below median its 10-year median of 4.22. The Insurance industry median 3-Year ROIIC % is 5.06. Sukoon Insurance PSJC's value of 3.72 is 26.4% below this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #192 out of 334 companies in the Insurance industry, which is below the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's 3-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #192 out of 334 companies for 3-Year ROIIC %. This places Sukoon Insurance PSJC in the lower half of its industry. The industry median 3-Year ROIIC % is 5.06. Sukoon Insurance PSJC's value of 3.72 is 26.4% below this benchmark. While the company's 10-year median is 4.22 vs. the industry median of 5.06, Sukoon Insurance PSJC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.06, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current 3-Year ROIIC % of 3.72 is 26.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current 3-Year ROIIC % is 3.72, which is 12% below median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ4.66, compared to a current price of د.إ6.15 — trading 32% above its estimated fair value. The current 3-Year ROIIC % is 3.72, which is 12% below median its 10-year median of 4.22 and 26.4% below the Insurance industry median of 5.06. Sukoon Insurance PSJC's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current 3-Year ROIIC % is 3.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?
Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued.
The current stock price of د.إ6.15 is trading 32% above its estimated GF Value™ of د.إ4.66.
GuruFocus considers Sukoon Insurance PSJC to be Significantly Overvalued.
Key valuation signals for DFM:SUKOON:
3-Year ROIIC %: 3.72 (12% below median its 10-year median of 4.22)
GF Value™: د.إ4.66 vs. price of د.إ6.15 (32% above fair value)
Industry Position: 26.4% below the Insurance median (#192 of 334)
No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
63GF Score
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