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Sukoon Insurance PSJCDFM:SUKOON 70 ROE % is 15.96% as of Jun. 2026, which is 66% above its 10-year median of 9.59. GuruFocus rates DFM:SUKOON with a GF Score™ of 70/100 and a GF Value™ of د.إ4.62 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Sukoon Insurance PSJC ranks better than 55.8% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sukoon Insurance PSJC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's ROE % distribution charts can be found below:
* The bar in red indicates where Sukoon Insurance PSJC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Sukoon Insurance PSJC (DFM:SUKOON) has a ROE % of 15.96% as of Jun. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sukoon Insurance PSJC and its competitors. This is 66% above median its historical median of 9.59. Over the past decade, Sukoon Insurance PSJC's ROE % has ranged from 0.45 to 12.97. According to the industry distribution chart, Sukoon Insurance PSJC ranks #221 out of 500 companies in the Insurance industry, placing it in the top 44.2%.
Is Sukoon Insurance PSJC's ROE % too high?
Sukoon Insurance PSJC's current ROE % of 15.96% is 66% above median its 10-year median of 9.59. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 12.97. The Insurance industry median ROE % is 11.75. Sukoon Insurance PSJC's value of 15.96% is 35.9% above this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #221 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #221 out of 500 companies for ROE %. This puts Sukoon Insurance PSJC in the upper half of its industry. The industry median ROE % is 11.75. Sukoon Insurance PSJC's value of 15.96% is 35.9% above this benchmark. Historically, Sukoon Insurance PSJC's own ROE % has ranged from 0.45 to 12.97 over the past decade. While the company's 10-year median is 9.59 vs. the industry median of 11.75, Sukoon Insurance PSJC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.75, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current ROE % of 15.96% is 35.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median ROE % is 11.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current ROE % is 15.96%, which is 66% above median its own 10-year median of 9.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ4.62, compared to a current price of د.إ5.42 — trading 17.3% above its estimated fair value. The current ROE % is 15.96%, which is 66% above median its 10-year median of 9.59 and 35.9% above the Insurance industry median of 11.75. Sukoon Insurance PSJC's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current ROE % is 15.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?
Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued.
The current stock price of د.إ5.42 is trading 17.3% above its estimated GF Value™ of د.إ4.62.
GuruFocus considers Sukoon Insurance PSJC to be Modestly Overvalued.
Key valuation signals for DFM:SUKOON:
ROE %: 15.96% (66% above median its 10-year median of 9.59)
GF Value™: د.إ4.62 vs. price of د.إ5.42 (17.3% above fair value)
Industry Position: 35.9% above the Insurance median (#221 of 500)
No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
70GF Score
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