Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sukoon Insurance PSJCDFM:SUKOON 70 ROA % is 4.83% as of Jun. 2026, which is 77% above its 10-year median of 2.73. GuruFocus rates DFM:SUKOON with a GF Score™ of 70/100 and a GF Value™ of د.إ4.62 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Sukoon Insurance PSJC ranks better than 65.35% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sukoon Insurance PSJC's annualizedNet Income for the quarter that ended in Jun. 2026 was د.إ547 Mil.
Sukoon Insurance PSJC's average Total Assets over the quarter that ended in Jun. 2026 was د.إ11,307 Mil. Therefore, Sukoon Insurance PSJC's annualized ROA % for the quarter that ended in Jun. 2026 was 4.83%.
The historical rank and industry rank for Sukoon Insurance PSJC's ROA % or its related term are showing as below:
DFM:SUKOON'
s ROA % Range Over the Past 10 Years
Min: 0.12 Med: 2.73 Max: 3.89
Current: 3.89
During the past 13 years, Sukoon Insurance PSJC's highest ROA % was 3.89%. The lowest was 0.12%. And the median was 2.73%.
DFM:SUKOON's ROA % is ranked better than 65.35% of 505
companies
in the Insurance industry
Industry Median: 2.74
vs DFM:SUKOON: 3.89
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sukoon Insurance PSJC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sukoon Insurance PSJC ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sukoon Insurance PSJC's ROA % distribution charts can be found below:
* The bar in red indicates where Sukoon Insurance PSJC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Sukoon Insurance PSJC (DFM:SUKOON) has a ROA % of 4.83% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sukoon Insurance PSJC and its competitors. This is 77% above median its historical median of 2.73. Over the past decade, Sukoon Insurance PSJC's ROA % has ranged from 0.12 to 3.89. According to the industry distribution chart, Sukoon Insurance PSJC ranks #175 out of 505 companies in the Insurance industry, placing it in the top 34.7%.
Is Sukoon Insurance PSJC's ROA % too high?
Sukoon Insurance PSJC's current ROA % of 4.83% is 77% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 3.89. The Insurance industry median ROA % is 2.74. Sukoon Insurance PSJC's value of 4.83% is 76.3% above this industry median. Based on the distribution chart, Sukoon Insurance PSJC ranks #175 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Insurance PSJC has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Insurance PSJC's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Insurance PSJC ranks #175 out of 505 companies for ROA %. This puts Sukoon Insurance PSJC in the upper half of its industry. The industry median ROA % is 2.74. Sukoon Insurance PSJC's value of 4.83% is 76.3% above this benchmark. Historically, Sukoon Insurance PSJC's own ROA % has ranged from 0.12 to 3.89 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 2.74, Sukoon Insurance PSJC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.74, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Insurance PSJC's current ROA % of 4.83% is 76.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sukoon Insurance PSJC and its competitors. For the Insurance industry, the median ROA % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Insurance PSJC's current ROA % is 4.83%, which is 77% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Insurance PSJC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Insurance PSJC (DFM:SUKOON) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ4.62, compared to a current price of د.إ5.42 — trading 17.3% above its estimated fair value. The current ROA % is 4.83%, which is 77% above median its 10-year median of 2.73 and 76.3% above the Insurance industry median of 2.74. Sukoon Insurance PSJC's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sukoon Insurance PSJC (DFM:SUKOON), the current ROA % is 4.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sukoon Insurance PSJC (DFM:SUKOON) Overvalued in 2026?
Based on GuruFocus' analysis, Sukoon Insurance PSJC stock appears to be overvalued.
The current stock price of د.إ5.42 is trading 17.3% above its estimated GF Value™ of د.إ4.62.
GuruFocus considers Sukoon Insurance PSJC to be Modestly Overvalued.
Key valuation signals for DFM:SUKOON:
ROA %: 4.83% (77% above median its 10-year median of 2.73)
GF Value™: د.إ4.62 vs. price of د.إ5.42 (17.3% above fair value)
Industry Position: 76.3% above the Insurance median (#175 of 505)
No single metric tells the full story. See the DFM:SUKOON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sukoon Insurance PSJC provides insurance services. The group is organized into three business segments, General Insurance, Life Insurance, and Investments. The General Insurance segment comprises of property, engineering, energy, motor, general accident, aviation, and marine risks. Its Life Insurance segment includes individual life, medical, group life and, personal accident as well as investment-linked products. The investment comprises investments (financial and non-financial), deposits with banks and cash management. It derives maximum revenue General Insurance segment.
70GF Score
Get the complete analysis for DFM:SUKOON
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:SUKOON has been successfully added to your 
