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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Wins Finance Holdings's annualizedNet Income for the quarter that ended in Dec. 2024 was $3.28 Mil. Wins Finance Holdings's average total tangible assets for the quarter that ended in Dec. 2024 was $49.03 Mil. Therefore, Wins Finance Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2024 was 6.69%.
The historical rank and industry rank for Wins Finance Holdings's Return-on-Tangible-Asset or its related term are showing as below:
WINSF's Return-on-Tangible-Asset is not ranked *
in the Credit Services industry.
Industry Median: 1.91 * Ranked among companies with meaningful Return-on-Tangible-Asset only.
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Wins Finance Holdings Return-on-Tangible-Asset Related Terms
Wins Finance Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Wins Finance Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WINSF vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Wins Finance Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wins Finance Holdings Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Wins Finance Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Wins Finance Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2024) net income data.
What does a Return-on-Tangible-Asset of 6.69% mean?
Wins Finance Holdings (WINSF) has a Return-on-Tangible-Asset of 6.69% as of Dec. 2024. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Wins Finance Holdings and its competitors.
Is Wins Finance Holdings' Return-on-Tangible-Asset too high?
Wins Finance Holdings' current Return-on-Tangible-Asset is 6.69%. The Credit Services industry median Return-on-Tangible-Asset is 1.91. Wins Finance Holdings' value of 6.69% is 250.3% above this industry median.
How does Wins Finance Holdings' Return-on-Tangible-Asset compare to V and MA?
Wins Finance Holdings' Return-on-Tangible-Asset of 6.69% can be compared against companies in the Credit Services industry. The industry median Return-on-Tangible-Asset is 1.91. Wins Finance Holdings' value of 6.69% is 250.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.91, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wins Finance Holdings's current Return-on-Tangible-Asset of 6.69% is 250.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Wins Finance Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wins Finance Holdings's current Return-on-Tangible-Asset is 6.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wins Finance Holdings stock overvalued right now?
Wins Finance Holdings (WINSF) has a current Return-on-Tangible-Asset of 6.69%. The current Return-on-Tangible-Asset is 6.69% and 250.3% above the Credit Services industry median of 1.91. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Wins Finance Holdings (WINSF), the current Return-on-Tangible-Asset is 6.69% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Wins Finance Holdings Inc. is an integrated financing solution provider that assists Chinese small and medium enterprises that have limited access to financing and enables them to obtain funding for business development. The Company is focused on identifying value accretive investment opportunities and assets in China and the United States. The Company operates and manages its business in one reportable segment, which is to provide financial services in the PRC domestic market.
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