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Crazy Woman Creek BancorpCRZY 64 Return-on-Tangible-Equity is 13.99% as of Jun. 2026, which is 46% above its 10-year median of 9.60. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,522 Banks companies, Crazy Woman Creek Bancorp ranks better than 68.4% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Crazy Woman Creek Bancorp's annualized net income for the quarter that ended in Jun. 2026 was $2.64 Mil. Crazy Woman Creek Bancorp's average shareholder tangible equity for the quarter that ended in Jun. 2026 was $18.90 Mil. Therefore, Crazy Woman Creek Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 13.99%.
The historical rank and industry rank for Crazy Woman Creek Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
CRZY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.72 Med: 9.6 Max: 14.17
Current: 14.17
During the past 13 years, Crazy Woman Creek Bancorp's highest Return-on-Tangible-Equity was 14.17%. The lowest was 0.72%. And the median was 9.60%.
CRZY's Return-on-Tangible-Equity is ranked better than 68.4% of 1522
companies
in the Banks industry
Industry Median: 11.315
vs CRZY: 14.17
Crazy Woman Creek Bancorp (OTCPK:CRZY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Crazy Woman Creek Bancorp Return-on-Tangible-Equity Related Terms
Crazy Woman Creek Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Crazy Woman Creek Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crazy Woman Creek Bancorp Return-on-Tangible-Equity Chart
CRZY vs CCYY, TCNB, JTNB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crazy Woman Creek Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Crazy Woman Creek Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.99% mean?
Crazy Woman Creek Bancorp (CRZY) has a Return-on-Tangible-Equity of 13.99% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Crazy Woman Creek Bancorp and its competitors. This is 46% above median its historical median of 9.60. Over the past decade, Crazy Woman Creek Bancorp's Return-on-Tangible-Equity has ranged from 0.72 to 14.17. According to the industry distribution chart, Crazy Woman Creek Bancorp ranks #481 out of 1522 companies in the Banks industry, placing it in the top 31.6%.
Is Crazy Woman Creek Bancorp's Return-on-Tangible-Equity too high?
Crazy Woman Creek Bancorp's current Return-on-Tangible-Equity of 13.99% is 46% above median its 10-year median of 9.60. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 14.17. The Banks industry median Return-on-Tangible-Equity is 11.32. Crazy Woman Creek Bancorp's value of 13.99% is 23.6% above this industry median. Based on the distribution chart, Crazy Woman Creek Bancorp ranks #481 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's Return-on-Tangible-Equity compare to CCYY and TCNB?
According to the Banks industry distribution chart, Crazy Woman Creek Bancorp ranks #481 out of 1522 companies for Return-on-Tangible-Equity. This puts Crazy Woman Creek Bancorp in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.32. Crazy Woman Creek Bancorp's value of 13.99% is 23.6% above this benchmark. Historically, Crazy Woman Creek Bancorp's own Return-on-Tangible-Equity has ranged from 0.72 to 14.17 over the past decade. While the company's 10-year median is 9.60 vs. the industry median of 11.32, Crazy Woman Creek Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.32, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crazy Woman Creek Bancorp's current Return-on-Tangible-Equity of 13.99% is 23.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Crazy Woman Creek Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crazy Woman Creek Bancorp's current Return-on-Tangible-Equity is 13.99%, which is 46% above median its own 10-year median of 9.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $34.00 — trading 0.2% above its estimated fair value. The current Return-on-Tangible-Equity is 13.99%, which is 46% above median its 10-year median of 9.60 and 23.6% above the Banks industry median of 11.32. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current Return-on-Tangible-Equity is 13.99% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be overvalued.
The current stock price of $34.00 is trading 0.2% above its estimated GF Value™ of $33.94.
GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.
Key valuation signals for CRZY:
Return-on-Tangible-Equity: 13.99% (46% above median its 10-year median of 9.60)
GF Value™: $33.94 vs. price of $34.00 (0.2% above fair value)
Industry Position: 23.6% above the Banks median (#481 of 1522)
No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score
Get the complete analysis for CRZY
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