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Crazy Woman Creek Bancorp (Crazy Woman Creek Bancorp) Return-on-Tangible-Equity : 3.21% (As of Jun. 2003)


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What is Crazy Woman Creek Bancorp Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Crazy Woman Creek Bancorp's annualized net income for the quarter that ended in Jun. 2003 was $0.43 Mil. Crazy Woman Creek Bancorp's average shareholder tangible equity for the quarter that ended in Jun. 2003 was $13.32 Mil. Therefore, Crazy Woman Creek Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2003 was 3.21%.

The historical rank and industry rank for Crazy Woman Creek Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

CRZY's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 10.71
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Crazy Woman Creek Bancorp Return-on-Tangible-Equity Historical Data

The historical data trend for Crazy Woman Creek Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Crazy Woman Creek Bancorp Return-on-Tangible-Equity Chart

Crazy Woman Creek Bancorp Annual Data
Trend Sep96 Sep97 Sep98 Sep99 Sep00 Sep01 Sep02
Return-on-Tangible-Equity
Get a 7-Day Free Trial 5.04 5.04 4.23 1.60 0.72

Crazy Woman Creek Bancorp Quarterly Data
Sep98 Dec98 Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 -1.48 4.68 1.75 3.21

Competitive Comparison of Crazy Woman Creek Bancorp's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crazy Woman Creek Bancorp's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Crazy Woman Creek Bancorp's Return-on-Tangible-Equity falls into.



Crazy Woman Creek Bancorp Return-on-Tangible-Equity Calculation

Crazy Woman Creek Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in Sep. 2002 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Sep. 2002 )  (A: Sep. 2001 )(A: Sep. 2002 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Sep. 2002 )  (A: Sep. 2001 )(A: Sep. 2002 )
=0.095/( (13.282+13.207 )/ 2 )
=0.095/13.2445
=0.72 %

Crazy Woman Creek Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2003 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2003 )  (Q: Mar. 2003 )(Q: Jun. 2003 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2003 )  (Q: Mar. 2003 )(Q: Jun. 2003 )
=0.428/( (13.259+13.384)/ 2 )
=0.428/13.3215
=3.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2003) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Crazy Woman Creek Bancorp  (OTCPK:CRZY) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Crazy Woman Creek Bancorp Return-on-Tangible-Equity Related Terms

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Crazy Woman Creek Bancorp (Crazy Woman Creek Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
106 Fort Street, P.O. Box 1020, Buffalo, WY, USA, 82834-1020
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.

Crazy Woman Creek Bancorp (Crazy Woman Creek Bancorp) Headlines

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