CRZY (Crazy Woman Creek Bancorp) Margin of Safety % (DCF Earnings Based): 77.39% (As of Jul. 30, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CRZY Crazy Woman Creek Bancorp Inc CRZY
64 GF Score
Price $34.00
GF Value $33.94
Valuation Fairly Valued
! 4 Warning Signs
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What is Crazy Woman Creek Bancorp Margin of Safety % (DCF Earnings Based)?

Crazy Woman Creek Bancorp CRZY 64 Margin of Safety % (DCF Earnings Based) is 77.39% as of Jul. 30, 2026. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-30), Crazy Woman Creek Bancorp's Predictability Rank is 1.5-Stars. Crazy Woman Creek Bancorp's intrinsic value calculated from the Discounted Earnings model is $150.38 and current share price is $34.00. Consequently,

Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 77.39%.


CRZY vs CCYY, TCNB, JTNB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crazy Woman Creek Bancorp Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) falls into.


CRZY
64GF Score
Crazy Woman Creek Bancorp Inc CRZY
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Crazy Woman Creek Bancorp Margin of Safety % (DCF Earnings Based) Calculation

Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(150.38-34.00)/150.38
=77.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 77.39% mean?
Crazy Woman Creek Bancorp (CRZY) has a Margin of Safety % (DCF Earnings Based) of 77.39% as of Jul. 30, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Crazy Woman Creek Bancorp.
Is Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) too high?
Crazy Woman Creek Bancorp's current Margin of Safety % (DCF Earnings Based) is 77.39%. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) compare to CCYY and TCNB?
Crazy Woman Creek Bancorp's Margin of Safety % (DCF Earnings Based) of 77.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Crazy Woman Creek Bancorp. Crazy Woman Creek Bancorp's current Margin of Safety % (DCF Earnings Based) is 77.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $34.00 — trading 0.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 77.39%. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current Margin of Safety % (DCF Earnings Based) is 77.39% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?

Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be overvalued. The current stock price of $34.00 is trading 0.2% above its estimated GF Value™ of $33.94. GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.

Key valuation signals for CRZY:

  • Margin of Safety % (DCF Earnings Based): 77.39%
  • GF Value™: $33.94 vs. price of $34.00 (0.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crazy Woman Creek Bancorp Business Description

Address 106 Fort Street, P.O. Box 1020, Buffalo, WY, USA, 82834-1020
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.00
Price
$33.94
GF Value