CRZY (Crazy Woman Creek Bancorp) Cyclically Adjusted Book per Share: $30.70 (As of Jun. 2026)

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CRZY Crazy Woman Creek Bancorp Inc CRZY
64 GF Score
Price $34.00
GF Value $33.94
Valuation Fairly Valued
! 4 Warning Signs
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What is Crazy Woman Creek Bancorp Cyclically Adjusted Book per Share?

Crazy Woman Creek Bancorp CRZY 64 Cyclically Adjusted Book per Share is $30.70 as of Jun. 2026. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Crazy Woman Creek Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was $36.470. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $30.70 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Crazy Woman Creek Bancorp's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Crazy Woman Creek Bancorp was 2.20% per year. The lowest was 2.20% per year. And the median was 2.20% per year.

As of today (2026-07-30), Crazy Woman Creek Bancorp's current stock price is $34.00. Crazy Woman Creek Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $30.70. Crazy Woman Creek Bancorp's Cyclically Adjusted PB Ratio of today is 1.11.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Crazy Woman Creek Bancorp was 1.19. The lowest was 0.73. And the median was 0.98.


Crazy Woman Creek Bancorp  (OTCPK:CRZY) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Crazy Woman Creek Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=34.00/30.70
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Crazy Woman Creek Bancorp was 1.19. The lowest was 0.73. And the median was 0.98.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Crazy Woman Creek Bancorp Cyclically Adjusted Book per Share Related Terms


Crazy Woman Creek Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Crazy Woman Creek Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crazy Woman Creek Bancorp Cyclically Adjusted Book per Share Chart

Crazy Woman Creek Bancorp Annual Data
Trend Sep00 Sep01 Sep02 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 27.54 28.08 28.52 29.43

Crazy Woman Creek Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.16 29.43 29.49 30.19 30.70

CRZY vs CCYY, TCNB, JTNB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crazy Woman Creek Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Crazy Woman Creek Bancorp's Cyclically Adjusted PB Ratio falls into.


CRZY
64GF Score
Crazy Woman Creek Bancorp Inc CRZY
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crazy Woman Creek Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Crazy Woman Creek Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=36.47/333.9520*333.9520
=36.470

Current CPI (Jun. 2026) = 333.9520.

Crazy Woman Creek Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200006 15.842 172.400 30.687
200009 15.873 173.700 30.517
200012 16.756 174.000 32.159
200103 16.805 176.200 31.851
200106 16.737 178.000 31.401
200109 16.842 178.300 31.545
200112 16.710 176.700 31.581
200203 16.564 178.800 30.937
200206 16.618 179.900 30.848
200209 16.589 181.000 30.607
200212 16.798 180.900 31.010
200303 16.617 184.200 30.126
200306 16.765 183.700 30.477
201909 22.744 256.759 29.582
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 25.453 260.280 32.657
202012 0.000 260.474 0.000
202103 25.472 264.877 32.115
202106 27.429 271.696 33.714
202109 28.038 274.310 34.134
202112 28.172 278.802 33.745
202203 25.677 287.504 29.825
202206 24.281 296.311 27.365
202209 21.842 296.808 24.575
202212 22.285 296.797 25.075
202303 23.557 301.836 26.064
202306 23.998 305.109 26.267
202309 22.721 307.789 24.652
202312 25.968 306.746 28.271
202403 26.232 312.332 28.048
202406 26.989 314.175 28.688
202409 29.589 315.301 31.339
202412 28.562 315.605 30.222
202503 30.219 319.799 31.556
202506 31.455 322.561 32.566
202509 33.211 324.800 34.147
202512 34.349 324.054 35.398
202603 35.358 330.213 35.758
202606 36.470 333.952 36.470

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $30.70 mean?
Crazy Woman Creek Bancorp (CRZY) has a Cyclically Adjusted Book per Share of $30.70 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Crazy Woman Creek Bancorp and its competitors.
Is Crazy Woman Creek Bancorp's Cyclically Adjusted Book per Share too high?
Crazy Woman Creek Bancorp's current Cyclically Adjusted Book per Share is $30.70. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's Cyclically Adjusted Book per Share compare to CCYY and TCNB?
Crazy Woman Creek Bancorp's Cyclically Adjusted Book per Share of $30.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Crazy Woman Creek Bancorp and its competitors. Crazy Woman Creek Bancorp's current Cyclically Adjusted Book per Share is $30.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $34.00 — trading 0.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is $30.70. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current Cyclically Adjusted Book per Share is $30.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?

Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be overvalued. The current stock price of $34.00 is trading 0.2% above its estimated GF Value™ of $33.94. GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.

Key valuation signals for CRZY:

  • Cyclically Adjusted Book per Share: $30.70
  • GF Value™: $33.94 vs. price of $34.00 (0.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crazy Woman Creek Bancorp Business Description

Address 106 Fort Street, P.O. Box 1020, Buffalo, WY, USA, 82834-1020
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score

Get the complete analysis for CRZY

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.00
Price
$33.94
GF Value