CRZY (Crazy Woman Creek Bancorp) 3-Year RORE % : 20.00% (As of Jun. 2026)

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CRZY Crazy Woman Creek Bancorp Inc CRZY
64 GF Score
Price $34.24
GF Value $34.27
Valuation Fairly Valued
! 4 Warning Signs
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What is Crazy Woman Creek Bancorp 3-Year RORE %?

Crazy Woman Creek Bancorp CRZY 64 3-Year RORE % is 20.00 as of Jun. 2026. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $34.27 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,456 Banks companies, Crazy Woman Creek Bancorp ranks better than 68.48% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Crazy Woman Creek Bancorp's 3-Year RORE % for the quarter that ended in Jun. 2026 was 20.00%.

The industry rank for Crazy Woman Creek Bancorp's 3-Year RORE % or its related term are showing as below:

CRZY's 3-Year RORE % is ranked better than
68.48% of 1456 companies
in the Banks industry
Industry Median: 11.435 vs CRZY: 20.00

Crazy Woman Creek Bancorp  (OTCPK:CRZY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Crazy Woman Creek Bancorp 3-Year RORE % Related Terms


Crazy Woman Creek Bancorp 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Crazy Woman Creek Bancorp's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crazy Woman Creek Bancorp 3-Year RORE % Chart

Crazy Woman Creek Bancorp Annual Data
Trend Sep00 Sep01 Sep02 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 24.61 -14.41 1.80 13.98

Crazy Woman Creek Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.77 13.98 14.96 17.76 20.00

CRZY vs CCYY, TCNB, JTNB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crazy Woman Creek Bancorp 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Crazy Woman Creek Bancorp's 3-Year RORE % falls into.


CRZY
64GF Score
Crazy Woman Creek Bancorp Inc CRZY
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Crazy Woman Creek Bancorp 3-Year RORE % Calculation

Crazy Woman Creek Bancorp's 3-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 4.81-2.76 )/( 10.91-0.66 )
=2.05/10.25
=20.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 20.00 mean?
Crazy Woman Creek Bancorp (CRZY) has a 3-Year RORE % of 20.00 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Crazy Woman Creek Bancorp and its competitors. According to the industry distribution chart, Crazy Woman Creek Bancorp ranks #459 out of 1456 companies in the Banks industry, placing it in the top 31.5%.
Is Crazy Woman Creek Bancorp's 3-Year RORE % too high?
Crazy Woman Creek Bancorp's current 3-Year RORE % is 20.00. The Banks industry median 3-Year RORE % is 11.44. Crazy Woman Creek Bancorp's value of 20.00 is 74.9% above this industry median. Based on the distribution chart, Crazy Woman Creek Bancorp ranks #459 out of 1456 companies in the Banks industry, which is above the industry midpoint. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's 3-Year RORE % compare to CCYY and TCNB?
According to the Banks industry distribution chart, Crazy Woman Creek Bancorp ranks #459 out of 1456 companies for 3-Year RORE %. This puts Crazy Woman Creek Bancorp in the upper half of its industry. The industry median 3-Year RORE % is 11.44. Crazy Woman Creek Bancorp's value of 20.00 is 74.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.44, based on 1,456 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crazy Woman Creek Bancorp's current 3-Year RORE % of 20.00 is 74.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Crazy Woman Creek Bancorp and its competitors. For the Banks industry, the median 3-Year RORE % is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crazy Woman Creek Bancorp's current 3-Year RORE % is 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $34.27, compared to a current price of $34.24 — trading 0.1% below its estimated fair value. The current 3-Year RORE % is 20.00 and 74.9% above the Banks industry median of 11.44. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current 3-Year RORE % is 20.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?

Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be undervalued. The current stock price of $34.24 is trading 0.1% below its estimated GF Value™ of $34.27. GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.

Key valuation signals for CRZY:

  • 3-Year RORE %: 20.00
  • GF Value™: $34.27 vs. price of $34.24 (0.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 74.9% above the Banks median (#459 of 1456)

No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crazy Woman Creek Bancorp Business Description

Address 106 Fort Street, P.O. Box 1020, Buffalo, WY, USA, 82834-1020
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score

Get the complete analysis for CRZY

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.24
Price
$34.27
GF Value