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Crazy Woman Creek BancorpCRZY 64 Net Margin % is 28.42% as of Jun. 2026, which is 24% above its 10-year median of 23.01. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Crazy Woman Creek Bancorp ranks better than 53.28% on this metric.
The historical rank and industry rank for Crazy Woman Creek Bancorp's Net Margin % or its related term are showing as below:
CRZY'
s Net Margin % Range Over the Past 10 Years
Min: 15.16 Med: 23.01 Max: 628.09
Current: 28
CRZY's Net Margin % is ranked better than 53.28% of 1526
companies
in the Banks industry
Industry Median: 27.05
vs CRZY: 28.00
Crazy Woman Creek Bancorp (OTCPK:CRZY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Crazy Woman Creek Bancorp Net Margin % Related Terms
Crazy Woman Creek Bancorp Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crazy Woman Creek Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Crazy Woman Creek Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crazy Woman Creek Bancorp (CRZY) has a Net Margin % of 28.42% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Crazy Woman Creek Bancorp and its competitors. This is 24% above median its historical median of 23.01. Over the past decade, Crazy Woman Creek Bancorp's Net Margin % has ranged from 15.16 to 628.09. According to the industry distribution chart, Crazy Woman Creek Bancorp ranks #713 out of 1526 companies in the Banks industry, placing it in the top 46.7%.
Is Crazy Woman Creek Bancorp's Net Margin % too high?
Crazy Woman Creek Bancorp's current Net Margin % of 28.42% is 24% above median its 10-year median of 23.01. Over the past 10 years, this metric has ranged from a low of 15.16 to a high of 628.09. The Banks industry median Net Margin % is 27.05. Crazy Woman Creek Bancorp's value of 28.42% is 5.1% above this industry median. Based on the distribution chart, Crazy Woman Creek Bancorp ranks #713 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's Net Margin % compare to CCYY and TCNB?
According to the Banks industry distribution chart, Crazy Woman Creek Bancorp ranks #713 out of 1526 companies for Net Margin %. This puts Crazy Woman Creek Bancorp in the upper half of its industry. The industry median Net Margin % is 27.05. Crazy Woman Creek Bancorp's value of 28.42% is 5.1% above this benchmark. Historically, Crazy Woman Creek Bancorp's own Net Margin % has ranged from 15.16 to 628.09 over the past decade. While the company's 10-year median is 23.01 vs. the industry median of 27.05, Crazy Woman Creek Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crazy Woman Creek Bancorp's current Net Margin % of 28.42% is 5.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Crazy Woman Creek Bancorp and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crazy Woman Creek Bancorp's current Net Margin % is 28.42%, which is 24% above median its own 10-year median of 23.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $34.00 — trading 0.2% above its estimated fair value. The current Net Margin % is 28.42%, which is 24% above median its 10-year median of 23.01 and 5.1% above the Banks industry median of 27.05. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current Net Margin % is 28.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be overvalued.
The current stock price of $34.00 is trading 0.2% above its estimated GF Value™ of $33.94.
GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.
Key valuation signals for CRZY:
Net Margin %: 28.42% (24% above median its 10-year median of 23.01)
GF Value™: $33.94 vs. price of $34.00 (0.2% above fair value)
Industry Position: 5.1% above the Banks median (#713 of 1526)
No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score
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