CRZY (Crazy Woman Creek Bancorp) Cyclically Adjusted FCF per Share: $2.98 (As of Jun. 2026)

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CRZY Crazy Woman Creek Bancorp Inc CRZY
64 GF Score
Price $34.24
GF Value $34.27
Valuation Fairly Valued
! 4 Warning Signs
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What is Crazy Woman Creek Bancorp Cyclically Adjusted FCF per Share?

Crazy Woman Creek Bancorp CRZY 64 Cyclically Adjusted FCF per Share is $2.98 as of Jun. 2026. GuruFocus rates CRZY with a GF Score™ of 64/100 and a GF Value™ of $34.27 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Crazy Woman Creek Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was $-0.456. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.98 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Crazy Woman Creek Bancorp's average Cyclically Adjusted FCF Growth Rate was 17.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Crazy Woman Creek Bancorp was 10.80% per year. The lowest was 10.80% per year. And the median was 10.80% per year.

As of today (2026-09-14), Crazy Woman Creek Bancorp's current stock price is $34.24. Crazy Woman Creek Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $2.98. Crazy Woman Creek Bancorp's Cyclically Adjusted Price-to-FCF of today is 11.49.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Crazy Woman Creek Bancorp was 18.45. The lowest was 9.12. And the median was 11.05.


Crazy Woman Creek Bancorp  (OTCPK:CRZY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Crazy Woman Creek Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=34.24/2.98
=11.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Crazy Woman Creek Bancorp was 18.45. The lowest was 9.12. And the median was 11.05.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Crazy Woman Creek Bancorp Cyclically Adjusted FCF per Share Related Terms


Crazy Woman Creek Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Crazy Woman Creek Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crazy Woman Creek Bancorp Cyclically Adjusted FCF per Share Chart

Crazy Woman Creek Bancorp Annual Data
Trend Sep00 Sep01 Sep02 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.08 1.90 2.45 2.83

Crazy Woman Creek Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 2.83 3.07 3.02 2.98

CRZY vs CCYY, TCNB, JTNB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Crazy Woman Creek Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crazy Woman Creek Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Crazy Woman Creek Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Crazy Woman Creek Bancorp's Cyclically Adjusted Price-to-FCF falls into.


CRZY
64GF Score
Crazy Woman Creek Bancorp Inc CRZY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Crazy Woman Creek Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Crazy Woman Creek Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.456/333.9520*333.9520
=-0.456

Current CPI (Jun. 2026) = 333.9520.

Crazy Woman Creek Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200006 0.265 172.400 0.513
200009 -0.094 173.700 -0.181
200012 0.158 174.000 0.303
200103 -0.367 176.200 -0.696
200106 0.913 178.000 1.713
200109 -0.963 178.300 -1.804
200112 -0.343 176.700 -0.648
200203 -1.288 178.800 -2.406
200206 -0.187 179.900 -0.347
200209 0.449 181.000 0.828
200212 0.159 180.900 0.294
200303 -0.201 184.200 -0.364
200306 2.572 183.700 4.676
201909 0.000 256.759 0.000
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 0.831 260.474 1.065
202103 3.934 264.877 4.960
202106 -0.737 271.696 -0.906
202109 2.610 274.310 3.177
202112 -1.281 278.802 -1.534
202203 2.718 287.504 3.157
202206 -3.201 296.311 -3.608
202209 5.828 296.808 6.557
202212 0.500 296.797 0.563
202303 1.601 301.836 1.771
202306 -0.655 305.109 -0.717
202309 -2.443 307.789 -2.651
202312 1.396 306.746 1.520
202403 2.669 312.332 2.854
202406 0.205 314.175 0.218
202409 1.873 315.301 1.984
202412 1.400 315.605 1.481
202503 0.605 319.799 0.632
202506 -0.367 322.561 -0.380
202509 3.036 324.800 3.122
202512 2.411 324.054 2.485
202603 -0.376 330.213 -0.380
202606 -0.456 333.952 -0.456

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.98 mean?
Crazy Woman Creek Bancorp (CRZY) has a Cyclically Adjusted FCF per Share of $2.98 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Crazy Woman Creek Bancorp and its competitors.
Is Crazy Woman Creek Bancorp's Cyclically Adjusted FCF per Share too high?
Crazy Woman Creek Bancorp's current Cyclically Adjusted FCF per Share is $2.98. Overall, Crazy Woman Creek Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crazy Woman Creek Bancorp's Cyclically Adjusted FCF per Share compare to CCYY and TCNB?
Crazy Woman Creek Bancorp's Cyclically Adjusted FCF per Share of $2.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Crazy Woman Creek Bancorp and its competitors. Crazy Woman Creek Bancorp's current Cyclically Adjusted FCF per Share is $2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crazy Woman Creek Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Crazy Woman Creek Bancorp (CRZY) is currently considered Fairly Valued. The stock's GF Value™ is $34.27, compared to a current price of $34.24 — trading 0.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.98. Crazy Woman Creek Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Crazy Woman Creek Bancorp (CRZY), the current Cyclically Adjusted FCF per Share is $2.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crazy Woman Creek Bancorp (CRZY) Overvalued in 2026?

Based on GuruFocus' analysis, Crazy Woman Creek Bancorp stock appears to be undervalued. The current stock price of $34.24 is trading 0.1% below its estimated GF Value™ of $34.27. GuruFocus considers Crazy Woman Creek Bancorp to be Fairly Valued.

Key valuation signals for CRZY:

  • Cyclically Adjusted FCF per Share: $2.98
  • GF Value™: $34.27 vs. price of $34.24 (0.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the CRZY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crazy Woman Creek Bancorp Business Description

Address 106 Fort Street, P.O. Box 1020, Buffalo, WY, USA, 82834-1020
Crazy Woman Creek Bancorp Inc is a bank holding company engages in the provision of various financial services to individual and corporate customers. The company offers a variety of deposit products to its customers while concentrating its lending activities on real estate loans. These real estate lending activities focus on the origination of loans secured by one-to-four family residential real estate, multi-family, commercial real estate and home equity loans.
64GF Score

Get the complete analysis for CRZY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.24
Price
$34.27
GF Value