The historical rank and industry rank for Distribution Finance Capital Holdings's Return-on-Tangible-Equity or its related term are showing as below:
LSE:DFCH'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -762.02 Med: -5.44 Max: 13.09
Current: 12.71
During the past 10 years, Distribution Finance Capital Holdings's highest Return-on-Tangible-Equity was 13.09%. The lowest was -762.02%. And the median was -5.44%.
LSE:DFCH's Return-on-Tangible-Equity is ranked better than 70.88% of 522
companies
in the Credit Services industry
Industry Median: 7.055
vs LSE:DFCH: 12.71
Distribution Finance Capital Holdings (LSE:DFCH) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Distribution Finance Capital Holdings Return-on-Tangible-Equity Related Terms
Distribution Finance Capital Holdings Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Distribution Finance Capital Holdings Return-on-Tangible-Equity Chart
LSE:DFCH vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Distribution Finance Capital Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Distribution Finance Capital Holdings Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Distribution Finance Capital Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.06% mean?
Distribution Finance Capital Holdings (LSE:DFCH) has a Return-on-Tangible-Equity of 14.06% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Distribution Finance Capital Holdings and its competitors. According to the industry distribution chart, Distribution Finance Capital Holdings ranks #152 out of 522 companies in the Credit Services industry, placing it in the top 29.1%.
Is Distribution Finance Capital Holdings' Return-on-Tangible-Equity too high?
Distribution Finance Capital Holdings' current Return-on-Tangible-Equity is 14.06%. The Credit Services industry median Return-on-Tangible-Equity is 7.06. Distribution Finance Capital Holdings' value of 14.06% is 99.3% above this industry median. Based on the distribution chart, Distribution Finance Capital Holdings ranks #152 out of 522 companies in the Credit Services industry, which is above the industry midpoint. Overall, Distribution Finance Capital Holdings has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Distribution Finance Capital Holdings ranks #152 out of 522 companies for Return-on-Tangible-Equity. This puts Distribution Finance Capital Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.06. Distribution Finance Capital Holdings' value of 14.06% is 99.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Distribution Finance Capital Holdings's current Return-on-Tangible-Equity of 14.06% is 99.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Distribution Finance Capital Holdings and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Distribution Finance Capital Holdings's current Return-on-Tangible-Equity is 14.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.80, compared to a current price of £0.64 — trading 20.6% below its estimated fair value. The current Return-on-Tangible-Equity is 14.06% and 99.3% above the Credit Services industry median of 7.06. Distribution Finance Capital Holdings' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current Return-on-Tangible-Equity is 14.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be undervalued.
The current stock price of £0.64 is trading 20.6% below its estimated GF Value™ of £0.80.
GuruFocus considers Distribution Finance Capital Holdings to be Modestly Undervalued.
Key valuation signals for LSE:DFCH:
Return-on-Tangible-Equity: 14.06%
GF Value™: £0.80 vs. price of £0.64 (20.6% below fair value)
Industry Position: 99.3% above the Credit Services median (#152 of 522)
No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Distribution Finance Capital Holdings Business Description
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
62GF Score
Get the complete analysis for LSE:DFCH
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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