Distribution Finance Capital Holdings (LSE:DFCH) Profitability Rank: 4 (As of Dec. 2025) — 300% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:DFCH Distribution Finance Capital Holdings PLC LSE:DFCH
54 GF Score
Price £0.71
GF Value £0.57
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Distribution Finance Capital Holdings Profitability Rank?

Distribution Finance Capital Holdings LSE:DFCH +0.71% 54 Profitability Rank is 4 as of Dec. 2025, which is 300% above its 10-year median of 1.00. GuruFocus rates LSE:DFCH with a GF Score™ of 54/100 and a GF Value™ of £0.57 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Distribution Finance Capital Holdings has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Distribution Finance Capital Holdings's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Distribution Finance Capital Holdings's Piotroski F-Score is 5.


Distribution Finance Capital Holdings Profitability Rank Related Terms


LSE:DFCH vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Distribution Finance Capital Holdings's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Distribution Finance Capital Holdings Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Distribution Finance Capital Holdings's Profitability Rank falls into.


LSE:DFCH
54GF Score
Distribution Finance Capital Holdings PLC LSE:DFCH
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Distribution Finance Capital Holdings Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Distribution Finance Capital Holdings has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Distribution Finance Capital Holdings's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 28.973
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Distribution Finance Capital Holdings has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Distribution Finance Capital Holdings (LSE:DFCH) has a Profitability Rank of 4 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Distribution Finance Capital Holdings and its competitors. This is 300% above median its historical median of 1.00. Over the past decade, Distribution Finance Capital Holdings' Profitability Rank has ranged from 1.00 to 4.00.
Is Distribution Finance Capital Holdings' Profitability Rank too high?
Distribution Finance Capital Holdings' current Profitability Rank of 4 is 300% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Distribution Finance Capital Holdings has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' Profitability Rank compare to V and MA?
Distribution Finance Capital Holdings' Profitability Rank of 4 can be compared against companies in the Credit Services industry. Historically, Distribution Finance Capital Holdings' own Profitability Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Distribution Finance Capital Holdings and its competitors. Distribution Finance Capital Holdings's current Profitability Rank is 4, which is 300% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.57, compared to a current price of £0.71 — trading 24.6% above its estimated fair value. The current Profitability Rank is 4, which is 300% above median its 10-year median of 1.00. Distribution Finance Capital Holdings' overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current Profitability Rank is 4 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?

Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be overvalued. The current stock price of £0.71 is trading 24.6% above its estimated GF Value™ of £0.57. GuruFocus considers Distribution Finance Capital Holdings to be Modestly Overvalued.

Key valuation signals for LSE:DFCH:

  • Profitability Rank: 4 (300% above median its 10-year median of 1.00)
  • GF Value™: £0.57 vs. price of £0.71 (24.6% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Distribution Finance Capital Holdings Business Description

Address 9 Great Ancoats Street, Express Building, Manchester, GBR, M4 5AD
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
54GF Score

Get the complete analysis for LSE:DFCH

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.71
Price
£0.57
GF Value