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What is Distribution Finance Capital Holdings Debt-to-Equity?
Distribution Finance Capital HoldingsLSE:DFCH 62 Debt-to-Equity is 0.14 as of Dec. 2025, which is 56% above its 10-year median of 0.09. GuruFocus rates LSE:DFCH with a GF Score™ of 62/100 and a GF Value™ of £0.84 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 455 Credit Services companies, Distribution Finance Capital Holdings ranks better than 84.84% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
LSE:DFCH'
s Debt-to-Equity Range Over the Past 10 Years
Min: -24.4 Med: 0.09 Max: 2.55
Current: 0.14
During the past 10 years, the highest Debt-to-Equity Ratio of Distribution Finance Capital Holdings was 2.55. The lowest was -24.40. And the median was 0.09.
LSE:DFCH's Debt-to-Equity is ranked better than 84.84% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs LSE:DFCH: 0.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Distribution Finance Capital Holdings Debt-to-Equity Related Terms
Distribution Finance Capital Holdings Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Distribution Finance Capital Holdings Debt-to-Equity Chart
For the Credit Services subindustry, Distribution Finance Capital Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Distribution Finance Capital Holdings Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Distribution Finance Capital Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Distribution Finance Capital Holdings (LSE:DFCH) has a Debt-to-Equity of 0.14 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Distribution Finance Capital Holdings and its competitors. This is 56% above median its historical median of 0.09. According to the industry distribution chart, Distribution Finance Capital Holdings ranks #69 out of 455 companies in the Credit Services industry, placing it in the top 15.2%.
Is Distribution Finance Capital Holdings' Debt-to-Equity too high?
Distribution Finance Capital Holdings' current Debt-to-Equity of 0.14 is 56% above median its 10-year median of 0.09. The Credit Services industry median Debt-to-Equity is 1.23. Distribution Finance Capital Holdings' value of 0.14 is 88.6% below this industry median. Based on the distribution chart, Distribution Finance Capital Holdings ranks #69 out of 455 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Distribution Finance Capital Holdings has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Distribution Finance Capital Holdings ranks #69 out of 455 companies for Debt-to-Equity. This places Distribution Finance Capital Holdings in the top 15% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 1.23. Distribution Finance Capital Holdings' value of 0.14 is 88.6% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 1.23, Distribution Finance Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Distribution Finance Capital Holdings's current Debt-to-Equity of 0.14 is 88.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Distribution Finance Capital Holdings and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Distribution Finance Capital Holdings's current Debt-to-Equity is 0.14, which is 56% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.84, compared to a current price of £0.69 — trading 18.5% below its estimated fair value. The current Debt-to-Equity is 0.14, which is 56% above median its 10-year median of 0.09 and 88.6% below the Credit Services industry median of 1.23. Distribution Finance Capital Holdings' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current Debt-to-Equity is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be undervalued.
The current stock price of £0.69 is trading 18.5% below its estimated GF Value™ of £0.84.
GuruFocus considers Distribution Finance Capital Holdings to be Modestly Undervalued.
Key valuation signals for LSE:DFCH:
Debt-to-Equity: 0.14 (56% above median its 10-year median of 0.09)
GF Value™: £0.84 vs. price of £0.69 (18.5% below fair value)
Industry Position: 88.6% below the Credit Services median (#69 of 455)
No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
62GF Score
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