Distribution Finance Capital Holdings (LSE:DFCH) ROE % Adjusted to Book Value: 21.17% (As of Dec. 2025)


LSE:DFCH Distribution Finance Capital Holdings PLC LSE:DFCH
50 GF Score
Price £0.66
GF Value £0.52
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Distribution Finance Capital Holdings ROE % Adjusted to Book Value?

Distribution Finance Capital Holdings LSE:DFCH +10.08% 50 ROE % Adjusted to Book Value is 21.17% as of Dec. 2025. GuruFocus rates LSE:DFCH with a GF Score™ of 50/100 and a GF Value™ of £0.52 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Distribution Finance Capital Holdings's ROE % for the quarter that ended in Dec. 2025 was 13.97%. Distribution Finance Capital Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 0.66. Distribution Finance Capital Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 21.17%.


Distribution Finance Capital Holdings ROE % Adjusted to Book Value Related Terms


Distribution Finance Capital Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Distribution Finance Capital Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Distribution Finance Capital Holdings ROE % Adjusted to Book Value Chart

Distribution Finance Capital Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.26 17.56 8.03 22.81 18.94

Distribution Finance Capital Holdings Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.48 26.98 22.95 21.00 21.17

LSE:DFCH vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Distribution Finance Capital Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Distribution Finance Capital Holdings ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Distribution Finance Capital Holdings's ROE % Adjusted to Book Value falls into.


LSE:DFCH
50GF Score
Distribution Finance Capital Holdings PLC LSE:DFCH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Distribution Finance Capital Holdings ROE % Adjusted to Book Value Calculation

Distribution Finance Capital Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.50% / 0.66
=18.94%

Distribution Finance Capital Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.97% / 0.66
=21.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 21.17% mean?
Distribution Finance Capital Holdings (LSE:DFCH) has a ROE % Adjusted to Book Value of 21.17% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Distribution Finance Capital Holdings and its competitors.
Is Distribution Finance Capital Holdings' ROE % Adjusted to Book Value too high?
Distribution Finance Capital Holdings' current ROE % Adjusted to Book Value is 21.17%. Overall, Distribution Finance Capital Holdings has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' ROE % Adjusted to Book Value compare to V and MA?
Distribution Finance Capital Holdings' ROE % Adjusted to Book Value of 21.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Distribution Finance Capital Holdings and its competitors. Distribution Finance Capital Holdings's current ROE % Adjusted to Book Value is 21.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.52, compared to a current price of £0.66 — trading 26% above its estimated fair value. The current ROE % Adjusted to Book Value is 21.17%. Distribution Finance Capital Holdings' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current ROE % Adjusted to Book Value is 21.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?

Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be overvalued. The current stock price of £0.66 is trading 26% above its estimated GF Value™ of £0.52. GuruFocus considers Distribution Finance Capital Holdings to be Modestly Overvalued.

Key valuation signals for LSE:DFCH:

  • ROE % Adjusted to Book Value: 21.17%
  • GF Value™: £0.52 vs. price of £0.66 (26% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Distribution Finance Capital Holdings Business Description

Address 9 Great Ancoats Street, Express Building, Manchester, GBR, M4 5AD
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
50GF Score

Get the complete analysis for LSE:DFCH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.66
Price
£0.52
GF Value