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What is Distribution Finance Capital Holdings EV-to-FCF?
Distribution Finance Capital HoldingsLSE:DFCH 62 EV-to-FCF is 0.15 as of Aug. 22, 2026, which is 73% below its 10-year median of 0.55. GuruFocus rates LSE:DFCH with a GF Score™ of 62/100 and a GF Value™ of £0.87 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 268 Credit Services companies, Distribution Finance Capital Holdings ranks better than 95.9% on this metric.
LSE:DFCH's EV-to-FCF is ranked better than 95.9% of 268
companies
in the Credit Services industry
Industry Median: 13.63
vs LSE:DFCH: 0.10
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Distribution Finance Capital Holdings (LSE:DFCH) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Distribution Finance Capital Holdings's PE Ratio (TTM) for today is calculated as:
Distribution Finance Capital Holdings's share price for today is £0.72.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Distribution Finance Capital Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.084.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Distribution Finance Capital Holdings EV-to-FCF Related Terms
Distribution Finance Capital Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Distribution Finance Capital Holdings EV-to-FCF Chart
For the Credit Services subindustry, Distribution Finance Capital Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Distribution Finance Capital Holdings EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Distribution Finance Capital Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Distribution Finance Capital Holdings's EV-to-FCF falls into.
Distribution Finance Capital Holdings's current Enterprise Value is £4.50 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Distribution Finance Capital Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £29.24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Distribution Finance Capital Holdings (LSE:DFCH) has a EV-to-FCF of 0.15 as of Aug. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Distribution Finance Capital Holdings and its competitors. This is 73% below median its historical median of 0.55. According to the industry distribution chart, Distribution Finance Capital Holdings ranks #11 out of 268 companies in the Credit Services industry, placing it in the top 4.1%.
Is Distribution Finance Capital Holdings' EV-to-FCF too high?
Distribution Finance Capital Holdings' current EV-to-FCF of 0.15 is 73% below median its 10-year median of 0.55. The Credit Services industry median EV-to-FCF is 13.63. Distribution Finance Capital Holdings' value of 0.15 is 98.9% below this industry median. Based on the distribution chart, Distribution Finance Capital Holdings ranks #11 out of 268 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Distribution Finance Capital Holdings has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Distribution Finance Capital Holdings' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Distribution Finance Capital Holdings ranks #11 out of 268 companies for EV-to-FCF. This places Distribution Finance Capital Holdings in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 13.63. Distribution Finance Capital Holdings' value of 0.15 is 98.9% below this benchmark. While the company's 10-year median is 0.55 vs. the industry median of 13.63, Distribution Finance Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.63, based on 268 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Distribution Finance Capital Holdings's current EV-to-FCF of 0.15 is 98.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Distribution Finance Capital Holdings and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Distribution Finance Capital Holdings's current EV-to-FCF is 0.15, which is 73% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Distribution Finance Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings (LSE:DFCH) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.87, compared to a current price of £0.72 — trading 17.2% below its estimated fair value. The current EV-to-FCF is 0.15, which is 73% below median its 10-year median of 0.55 and 98.9% below the Credit Services industry median of 13.63. Distribution Finance Capital Holdings' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Distribution Finance Capital Holdings (LSE:DFCH), the current EV-to-FCF is 0.15 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Distribution Finance Capital Holdings (LSE:DFCH) Overvalued in 2026?
Based on GuruFocus' analysis, Distribution Finance Capital Holdings stock appears to be undervalued.
The current stock price of £0.72 is trading 17.2% below its estimated GF Value™ of £0.87.
GuruFocus considers Distribution Finance Capital Holdings to be Modestly Undervalued.
Key valuation signals for LSE:DFCH:
EV-to-FCF: 0.15 (73% below median its 10-year median of 0.55)
GF Value™: £0.87 vs. price of £0.72 (17.2% below fair value)
Industry Position: 98.9% below the Credit Services median (#11 of 268)
No single metric tells the full story. See the LSE:DFCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Distribution Finance Capital Holdings PLC is an investment holding company whose Group operates as a specialist commercial lending and savings banking provider. The Group focuses on offering niche working capital funding solutions to distributors and manufacturers, supported by competitively priced savings products.
62GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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