NFBK (Northfield Bancorp) Risk Assessment


NFBK Northfield Bancorp Inc NFBK
61 GF Score
Price $14.79
GF Value $13.29
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Northfield Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Northfield Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Northfield Bancorp  (NAS:NFBK) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Northfield Bancorp Risk Assessment Related Terms

NFBK vs RCBC, NRIM, ACNB: Risk Assessment Comparison

For the Banks - Regional subindustry, Northfield Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Northfield Bancorp Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Northfield Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Northfield Bancorp's Risk Assessment falls into.


NFBK
61GF Score
Northfield Bancorp Inc NFBK
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Northfield Bancorp (NFBK) Overvalued in 2026?

Based on GuruFocus' analysis, Northfield Bancorp stock appears to be overvalued. The current stock price of $14.79 is trading 11.3% above its estimated GF Value™ of $13.29. GuruFocus considers Northfield Bancorp to be Modestly Overvalued.

Key valuation signals for NFBK:

  • Risk Assessment:
  • GF Value™: $13.29 vs. price of $14.79 (11.3% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the NFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Northfield Bancorp Business Description

Address 581 Main Street, Suite 810, Woodbridge, NJ, USA, 07095
Northfield Bancorp Inc is the holding company for Northfield Bank. Its subsidiary provides banking services to individuals and corporate customers in Richmond and Kings Counties in New York, and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. The bank attracts deposits and offers credit and other banking services.
61GF Score

Get the complete analysis for NFBK

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.79
Price
$13.29
GF Value