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Zhongguancun Science-Tech Leasing Co (HKSE:01601) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Zhongguancun Science-Tech Leasing Co ROA % Related Terms
Zhongguancun Science-Tech Leasing Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Zhongguancun Science-Tech Leasing Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhongguancun Science-Tech Leasing Co ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zhongguancun Science-Tech Leasing Co's ROA % distribution charts can be found below:
* The bar in red indicates where Zhongguancun Science-Tech Leasing Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Zhongguancun Science-Tech Leasing Co (HKSE:01601) has a ROA % of 1.98% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zhongguancun Science-Tech Leasing Co and its competitors. This is near median its historical median of 2.12. Over the past decade, Zhongguancun Science-Tech Leasing Co's ROA % has ranged from 1.79 to 2.26. According to the industry distribution chart, Zhongguancun Science-Tech Leasing Co ranks #262 out of 548 companies in the Credit Services industry, placing it in the top 47.8%.
Is Zhongguancun Science-Tech Leasing Co's ROA % too high?
Zhongguancun Science-Tech Leasing Co's current ROA % of 1.98% is near median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 2.26. The Credit Services industry median ROA % is 1.97. Zhongguancun Science-Tech Leasing Co's value of 1.98% is 0.8% above this industry median. Based on the distribution chart, Zhongguancun Science-Tech Leasing Co ranks #262 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, Zhongguancun Science-Tech Leasing Co has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zhongguancun Science-Tech Leasing Co's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Zhongguancun Science-Tech Leasing Co ranks #262 out of 548 companies for ROA %. This puts Zhongguancun Science-Tech Leasing Co in the upper half of its industry. The industry median ROA % is 1.97. Zhongguancun Science-Tech Leasing Co's value of 1.98% is 0.8% above this benchmark. Historically, Zhongguancun Science-Tech Leasing Co's own ROA % has ranged from 1.79 to 2.26 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 1.97, Zhongguancun Science-Tech Leasing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.97, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongguancun Science-Tech Leasing Co's current ROA % of 1.98% is 0.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zhongguancun Science-Tech Leasing Co and its competitors. For the Credit Services industry, the median ROA % is 1.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongguancun Science-Tech Leasing Co's current ROA % is 1.98%, which is near median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongguancun Science-Tech Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Zhongguancun Science-Tech Leasing Co (HKSE:01601) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.79, compared to a current price of HK$0.77 — trading 3.2% below its estimated fair value. The current ROA % is 1.98%, which is near median its 10-year median of 2.12 and 0.8% above the Credit Services industry median of 1.97. Zhongguancun Science-Tech Leasing Co's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Zhongguancun Science-Tech Leasing Co (HKSE:01601), the current ROA % is 1.98% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhongguancun Science-Tech Leasing Co (HKSE:01601) Overvalued in 2026?
Based on GuruFocus' analysis, Zhongguancun Science-Tech Leasing Co stock appears to be undervalued.
The current stock price of HK$0.77 is trading 3.2% below its estimated GF Value™ of HK$0.79.
GuruFocus considers Zhongguancun Science-Tech Leasing Co to be Fairly Valued.
Key valuation signals for HKSE:01601:
ROA %: 1.98% (near median its 10-year median of 2.12)
GF Value™: HK$0.79 vs. price of HK$0.77 (3.2% below fair value)
Industry Position: 0.8% above the Credit Services median (#262 of 548)
No single metric tells the full story. See the HKSE:01601 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhongguancun Science-Tech Leasing Co Ltd is engaged in the provision of finance leases and related consulting services across the People's Republic of China. The company focuses on providing equipment leasing, intellectual property leasing, equity investment, and industrial-financial integration solutions for China's high-growth technology companies.
51GF Score
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