Universal Insurance Holdings (STU:5UI) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


STU:5UI Universal Insurance Holdings Inc STU:5UI
39 GF Score
Price €37.00
GF Value €20.31
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Universal Insurance Holdings ROC (Joel Greenblatt) %?

Universal Insurance Holdings STU:5UI -1.07% 39 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates STU:5UI with a GF Score™ of 39/100 and a GF Value™ of €20.31 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 66 Insurance companies, Universal Insurance Holdings ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STU:5UI
39GF Score
Universal Insurance Holdings Inc STU:5UI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Universal Insurance Holdings (STU:5UI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Universal Insurance Holdings and its competitors. According to the industry distribution chart, Universal Insurance Holdings ranks #999999 out of 66 companies in the Insurance industry.
Is Universal Insurance Holdings' ROC (Joel Greenblatt) % too high?
Universal Insurance Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Universal Insurance Holdings ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Universal Insurance Holdings has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universal Insurance Holdings' ROC (Joel Greenblatt) % compare to ASIC and SAFT?
According to the Insurance industry distribution chart, Universal Insurance Holdings ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places Universal Insurance Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 77.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 77.21, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Universal Insurance Holdings and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 77.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Insurance Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Insurance Holdings (STU:5UI) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.31, compared to a current price of €37.00 — trading 82.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Universal Insurance Holdings' overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Universal Insurance Holdings (STU:5UI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Insurance Holdings (STU:5UI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Insurance Holdings stock appears to be overvalued. The current stock price of €37.00 is trading 82.2% above its estimated GF Value™ of €20.31. GuruFocus considers Universal Insurance Holdings to be Significantly Overvalued.

Key valuation signals for STU:5UI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €20.31 vs. price of €37.00 (82.2% above fair value)
  • GF Score™: 39/100 with 8 warning signs

No single metric tells the full story. See the STU:5UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Insurance Holdings Business Description

Other Exchanges UVE:USA5UI:Germany
Address 1110 W. Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
39GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.00
Price
€20.31
GF Value