Everyday People Financial (TSXV:EPF) ROE % Adjusted to Book Value: -7.69% (As of Mar. 2026)


TSXV:EPF Everyday People Financial Corp TSXV:EPF
30 GF Score
Price C$0.60
! 2 Warning Signs
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What is Everyday People Financial ROE % Adjusted to Book Value?

Everyday People Financial TSXV:EPF 30 ROE % Adjusted to Book Value is -7.69% as of Mar. 2026. GuruFocus rates TSXV:EPF with a GF Score™ of 30/100. The stock has 2 warning signs investors should review.

Everyday People Financial's ROE % for the quarter that ended in Mar. 2026 was -36.89%. Everyday People Financial's PB Ratio for the quarter that ended in Mar. 2026 was 4.80. Everyday People Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -7.69%.

Everyday People Financial ROE % Adjusted to Book Value Related Terms

Everyday People Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Everyday People Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everyday People Financial ROE % Adjusted to Book Value Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial -377.06 -0.13 -6.75 -8.47 -2.49

Everyday People Financial Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.83 3.96 1.17 -15.25 -7.69

TSXV:EPF vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Everyday People Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Everyday People Financial ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's ROE % Adjusted to Book Value falls into.


TSXV:EPF
30GF Score
Everyday People Financial Corp TSXV:EPF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Everyday People Financial ROE % Adjusted to Book Value Calculation

Everyday People Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-14.34% / 5.77
=-2.49%

Everyday People Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-36.89% / 4.80
=-7.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -7.69% mean?
Everyday People Financial (TSXV:EPF) has a ROE % Adjusted to Book Value of -7.69% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Everyday People Financial and its competitors.
Is Everyday People Financial's ROE % Adjusted to Book Value too high?
Everyday People Financial's current ROE % Adjusted to Book Value is -7.69%. Overall, Everyday People Financial has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Everyday People Financial's ROE % Adjusted to Book Value compare to V and MA?
Everyday People Financial's ROE % Adjusted to Book Value of -7.69% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Everyday People Financial and its competitors. Everyday People Financial's current ROE % Adjusted to Book Value is -7.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everyday People Financial stock overvalued right now?
Everyday People Financial (TSXV:EPF) has a current ROE % Adjusted to Book Value of -7.69%. The current ROE % Adjusted to Book Value is -7.69%. Everyday People Financial's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Everyday People Financial (TSXV:EPF), the current ROE % Adjusted to Book Value is -7.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Everyday People Financial Business Description

Other Exchanges EPFCF:USA
Address 11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
30GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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