Everyday People Financial Corp (EPFCF) Stock Price, Trades & News

Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.04
Equity-to-Asset	0.2
Debt-to-Equity	1.39
Debt-to-EBITDA	6.32
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.43	Distress Grey Safe
Beneish M-Score	-3.05	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year EPS without NRI Growth Rate	17.2
	3-Year Book Growth Rate	370.3

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	69.11
	9-Day RSI	55.76
	14-Day RSI	52.02
	3-1 Month Momentum %	44.76
	6-1 Month Momentum %	-1.4
	12-1 Month Momentum %	-8.77

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.85
	Quick Ratio	0.85
	Cash Ratio	0.02
	Days Inventory	10.18
	Days Sales Outstanding	49.96
	Days Payable	62.89

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-4.9
	Shareholder Yield %	0.86

Profitability Rank

2/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	17.36
	Operating Margin %	-2.59
	Net Margin %	-4.37
	EBITDA Margin %	3.53
	FCF Margin %	4.33
	OCF Margin %	5.3
	ROE %	-23.87
	ROA %	-5.13
	ROIC %	-4.76
	ROC (Joel Greenblatt) %	-17.54
	ROCE %	-3.38
	Moat Score	2
	Tariff Resilience Score	7

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PS Ratio	0.98
	PB Ratio	6.25
	Price-to-Free-Cash-Flow	22.41
	Price-to-Operating-Cash-Flow	18.91
	EV-to-EBIT	-95.29
	EV-to-EBITDA	32.61
	EV-to-Revenue	1.15
	EV-to-FCF	26.66
	Price-to-GF-Value	0.05
	Earnings Yield (Greenblatt) %	-1.05
	FCF Yield %	4.57

GF Value™: $8.79

EPFCF

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with EPFCF. Try a 7-Day Free Trial to check it out.

Everyday People Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Everyday People Financial Corp Stock Events

Financials Calendars

	Event	Date	Price ($)
No Event Data

Guru Commentaries on OTCPK:EPFCF

No articles.

Press Release

	Subject	Date
No Press Release

Articles on Everyday People Financial Corp

No articles.

Headlines

No news.

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