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Everyday People Financial (TSXV:EPF) Equity-to-Asset : 0.22 (As of Sep. 2024)


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What is Everyday People Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Everyday People Financial's Total Stockholders Equity for the quarter that ended in Sep. 2024 was C$14.09 Mil. Everyday People Financial's Total Assets for the quarter that ended in Sep. 2024 was C$64.29 Mil. Therefore, Everyday People Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2024 was 0.22.

The historical rank and industry rank for Everyday People Financial's Equity-to-Asset or its related term are showing as below:

TSXV:EPF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.16   Med: 0.75   Max: 1
Current: 0.22

During the past 4 years, the highest Equity to Asset Ratio of Everyday People Financial was 1.00. The lowest was 0.16. And the median was 0.75.

TSXV:EPF's Equity-to-Asset is ranked worse than
67.23% of 537 companies
in the Credit Services industry
Industry Median: 0.37 vs TSXV:EPF: 0.22

Everyday People Financial Equity-to-Asset Historical Data

The historical data trend for Everyday People Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Everyday People Financial Equity-to-Asset Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23
Equity-to-Asset
0.97 0.91 0.61 0.16

Everyday People Financial Quarterly Data
Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.16 0.18 0.18 0.22

Competitive Comparison of Everyday People Financial's Equity-to-Asset

For the Credit Services subindustry, Everyday People Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everyday People Financial's Equity-to-Asset Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's Equity-to-Asset falls into.


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Everyday People Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Everyday People Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=10.438/64.08
=0.16

Everyday People Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2024 is calculated as

Equity to Asset (Q: Sep. 2024 )=Total Stockholders Equity/Total Assets
=14.087/64.289
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Everyday People Financial  (TSXV:EPF) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Everyday People Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Everyday People Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Everyday People Financial Business Description

Traded in Other Exchanges
Address
11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
Executives
Scott Cleghorn Sinclair Director
Amy Marie Ter Haar Director
Tyler John Hatch Senior Officer
Darren David Colin Wagner Senior Officer
Adelhardt Hermann Glombick Senior Officer
Dilpreet Singh Boparai Senior Officer
Rajvir Jassar Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Graham Rankin Director, Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Carrie Lee Reykdal 10% Security Holder, Director or Senior Officer of 10% Security Holder
Gordon Reykdal Director, Senior Officer
Allan Scullion Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Heidi Roszmann Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Peter Sorrentino Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)

Everyday People Financial Headlines

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