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Everyday People Financial (TSXV:EPF) PB Ratio : 7.69 (As of Mar. 30, 2025)


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What is Everyday People Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-30), Everyday People Financial's share price is C$0.93. Everyday People Financial's Book Value per Share for the quarter that ended in Sep. 2024 was C$0.12. Hence, Everyday People Financial's PB Ratio of today is 7.69.

Warning Sign:

Everyday People Financial Corp stock PB Ratio (=7.69) is close to 2-year high of 7.77.

The historical rank and industry rank for Everyday People Financial's PB Ratio or its related term are showing as below:

TSXV:EPF' s PB Ratio Range Over the Past 10 Years
Min: 2.25   Med: 6.2   Max: 250
Current: 7.69

During the past 4 years, Everyday People Financial's highest PB Ratio was 250.00. The lowest was 2.25. And the median was 6.20.

TSXV:EPF's PB Ratio is ranked worse than
97.43% of 506 companies
in the Credit Services industry
Industry Median: 1.055 vs TSXV:EPF: 7.69

During the past 12 months, Everyday People Financial's average Book Value Per Share Growth Rate was 40.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 28.40% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Everyday People Financial was 28.40% per year. The lowest was 28.40% per year. And the median was 28.40% per year.

Back to Basics: PB Ratio


Everyday People Financial PB Ratio Historical Data

The historical data trend for Everyday People Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Everyday People Financial PB Ratio Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23
PB Ratio
- 7.63 450.00 5.49

Everyday People Financial Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.84 5.49 3.66 2.76 3.22

Competitive Comparison of Everyday People Financial's PB Ratio

For the Credit Services subindustry, Everyday People Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everyday People Financial's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's PB Ratio falls into.


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Everyday People Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Everyday People Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=0.93/0.121
=7.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Everyday People Financial  (TSXV:EPF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Everyday People Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of Everyday People Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Everyday People Financial Business Description

Traded in Other Exchanges
Address
11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
Executives
Scott Cleghorn Sinclair Director
Amy Marie Ter Haar Director
Tyler John Hatch Senior Officer
Darren David Colin Wagner Senior Officer
Adelhardt Hermann Glombick Senior Officer
Dilpreet Singh Boparai Senior Officer
Rajvir Jassar Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Graham Rankin Director, Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Carrie Lee Reykdal 10% Security Holder, Director or Senior Officer of 10% Security Holder
Gordon Reykdal Director, Senior Officer
Allan Scullion Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Heidi Roszmann Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Peter Sorrentino Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)

Everyday People Financial Headlines

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