Everyday People Financial (TSXV:EPF) Profitability Rank : 2 (As of Sep. 2024)

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What is Everyday People Financial Profitability Rank?

Everyday People Financial has the Profitability Rank of 2. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

Everyday People Financial's Operating Margin % for the quarter that ended in Sep. 2024 was 7.84%. As of today, Everyday People Financial's Piotroski F-Score is 6.

Competitive Comparison of Everyday People Financial's Profitability Rank

For the Credit Services subindustry, Everyday People Financial's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Everyday People Financial's Profitability Rank Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's Profitability Rank falls into.

Everyday People Financial Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Everyday People Financial has the Profitability Rank of 2. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Everyday People Financial's Operating Margin % for the quarter that ended in Sep. 2024 is calculated as:

Operating Margin %	=	Operating Income (Q: Sep. 2024 )	/	Revenue (Q: Sep. 2024 )
	=	1.395	/	17.784
	=	7.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Everyday People Financial has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Everyday People Financial Profitability Rank Related Terms

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Everyday People Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Everyday People Financial Corp (TSXV:EPF) » Definitions » Profitability Rank

Comparable Companies

Traded in Other Exchanges

EPFCF:USA

Address

11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7

Website

https://www.everydaypeoplefinancial.com

Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.

Executives

Darren David Colin Wagner	Senior Officer
Amy Marie Ter Haar	Director
Tyler John Hatch	Senior Officer
Adelhardt Hermann Glombick	Senior Officer
Dilpreet Singh Boparai	Senior Officer
Rajvir Jassar	Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Scott Cleghorn Sinclair	Director
Graham Rankin	Director, Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Carrie Lee Reykdal	10% Security Holder, Director or Senior Officer of 10% Security Holder
Gordon Reykdal	Director, Senior Officer
Allan Scullion	Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6), Senior Officer
Heidi Roszmann	Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)
Peter Sorrentino	Director or Senior Officer of Insider or Subsidiary (other than in 4,5,6)

Everyday People Financial Headlines

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