Solution FinancialSLNFF 40 ROE % is 3.12% as of Apr. 2026, which is 50% above its 10-year median of 2.08. GuruFocus rates SLNFF with a GF Score™ of 40/100 and a GF Value™ of $0.20 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,308 Vehicles & Parts companies, Solution Financial ranks worse than 64.45% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Solution Financial ROE % Related Terms
Solution Financial ROE % Historical Data
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The historical data trend for Solution Financial's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto & Truck Dealerships subindustry, Solution Financial's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solution Financial ROE % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's ROE % distribution charts can be found below:
* The bar in red indicates where Solution Financial's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Solution Financial (SLNFF) has a ROE % of 3.12% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Solution Financial and its competitors. This is 50% above median its historical median of 2.08. According to the industry distribution chart, Solution Financial ranks #843 out of 1308 companies in the Vehicles & Parts industry, placing it in the top 64.4%.
Is Solution Financial's ROE % too high?
Solution Financial's current ROE % of 3.12% is 50% above median its 10-year median of 2.08. The Vehicles & Parts industry median ROE % is 6.62. Solution Financial's value of 3.12% is 52.9% below this industry median. Based on the distribution chart, Solution Financial ranks #843 out of 1308 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Solution Financial has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's ROE % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #843 out of 1308 companies for ROE %. This places Solution Financial in the lower half of its industry. The industry median ROE % is 6.62. Solution Financial's value of 3.12% is 52.9% below this benchmark. While the company's 10-year median is 2.08 vs. the industry median of 6.62, Solution Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Vehicles & Parts company?
The median ROE % among Vehicles & Parts companies is 6.62, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current ROE % of 3.12% is 52.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median ROE % is 6.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current ROE % is 3.12%, which is 50% above median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.20, compared to a current price of $0.19 — trading 3.4% below its estimated fair value. The current ROE % is 3.12%, which is 50% above median its 10-year median of 2.08 and 52.9% below the Vehicles & Parts industry median of 6.62. Solution Financial's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Solution Financial (SLNFF), the current ROE % is 3.12% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solution Financial (SLNFF) Overvalued in 2026?
Based on GuruFocus' analysis, Solution Financial stock appears to be undervalued.
The current stock price of $0.19 is trading 3.4% below its estimated GF Value™ of $0.20.
GuruFocus considers Solution Financial to be Fairly Valued.
Key valuation signals for SLNFF:
ROE %: 3.12% (50% above median its 10-year median of 2.08)
GF Value™: $0.20 vs. price of $0.19 (3.4% below fair value)
Industry Position: 52.9% below the Vehicles & Parts median (#843 of 1308)
No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
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