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Solution FinancialSLNFF 41 Debt-to-Equity is 0.56 as of Apr. 2026, which is 10% below its 10-year median of 0.62. GuruFocus rates SLNFF with a GF Score™ of 41/100 and a GF Value™ of $0.19 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,216 Vehicles & Parts companies, Solution Financial ranks worse than 58.22% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Solution Financial's Debt-to-Equity or its related term are showing as below:
SLNFF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.62 Max: 1.33
Current: 0.56
During the past 13 years, the highest Debt-to-Equity Ratio of Solution Financial was 1.33. The lowest was 0.05. And the median was 0.62.
SLNFF's Debt-to-Equity is ranked worse than 58.22% of 1216
companies
in the Vehicles & Parts industry
Industry Median: 0.46
vs SLNFF: 0.56
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Solution Financial Debt-to-Equity Related Terms
Solution Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Solution Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLNFF vs CVNA, PAG, ALTB: Debt-to-Equity Comparison
For the Auto & Truck Dealerships subindustry, Solution Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solution Financial Debt-to-Equity vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Solution Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solution Financial (SLNFF) has a Debt-to-Equity of 0.56 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Solution Financial and its competitors. This is 10% below median its historical median of 0.62. Over the past decade, Solution Financial's Debt-to-Equity has ranged from 0.05 to 1.33. According to the industry distribution chart, Solution Financial ranks #708 out of 1216 companies in the Vehicles & Parts industry, placing it in the top 58.2%.
Is Solution Financial's Debt-to-Equity too high?
Solution Financial's current Debt-to-Equity of 0.56 is 10% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.33. The Vehicles & Parts industry median Debt-to-Equity is 0.46. Solution Financial's value of 0.56 is 21.7% above this industry median. Based on the distribution chart, Solution Financial ranks #708 out of 1216 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Solution Financial has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's Debt-to-Equity compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #708 out of 1216 companies for Debt-to-Equity. This places Solution Financial in the lower half of its industry. The industry median Debt-to-Equity is 0.46. Solution Financial's value of 0.56 is 21.7% above this benchmark. Historically, Solution Financial's own Debt-to-Equity has ranged from 0.05 to 1.33 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.46, Solution Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Vehicles & Parts company?
The median Debt-to-Equity among Vehicles & Parts companies is 0.46, based on 1,216 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current Debt-to-Equity of 0.56 is 21.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median Debt-to-Equity is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current Debt-to-Equity is 0.56, which is 10% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.19, compared to a current price of $0.19 — trading 0.7% above its estimated fair value. The current Debt-to-Equity is 0.56, which is 10% below median its 10-year median of 0.62 and 21.7% above the Vehicles & Parts industry median of 0.46. Solution Financial's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Solution Financial (SLNFF), the current Debt-to-Equity is 0.56 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solution Financial (SLNFF) Overvalued in 2026?
Based on GuruFocus' analysis, Solution Financial stock appears to be overvalued.
The current stock price of $0.19 is trading 0.7% above its estimated GF Value™ of $0.19.
GuruFocus considers Solution Financial to be Fairly Valued.
Key valuation signals for SLNFF:
Debt-to-Equity: 0.56 (10% below median its 10-year median of 0.62)
GF Value™: $0.19 vs. price of $0.19 (0.7% above fair value)
Industry Position: 21.7% above the Vehicles & Parts median (#708 of 1216)
No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
41GF Score
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