Solution FinancialSLNFF 40 Operating Margin % is 11.76% as of Apr. 2026, which is 36% above its 10-year median of 8.66. GuruFocus rates SLNFF with a GF Score™ of 40/100 and a GF Value™ of $0.20 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,325 Vehicles & Parts companies, Solution Financial ranks better than 86.57% on this metric.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Solution Financial Operating Margin % Related Terms
Solution Financial Operating Margin % Historical Data
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The historical data trend for Solution Financial's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLNFF vs CVNA, PAG, ALTB: Operating Margin % Comparison
For the Auto & Truck Dealerships subindustry, Solution Financial's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solution Financial Operating Margin % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Solution Financial's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Solution Financial's Operating Margin % for the fiscal year that ended in Oct. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solution Financial (SLNFF) has a Operating Margin % of 11.76% as of Apr. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Solution Financial and its competitors. This is 36% above median its historical median of 8.66. According to the industry distribution chart, Solution Financial ranks #178 out of 1325 companies in the Vehicles & Parts industry, placing it in the top 13.4%.
Is Solution Financial's Operating Margin % too high?
Solution Financial's current Operating Margin % of 11.76% is 36% above median its 10-year median of 8.66. The Vehicles & Parts industry median Operating Margin % is 4.86. Solution Financial's value of 11.76% is 142% above this industry median. Based on the distribution chart, Solution Financial ranks #178 out of 1325 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Solution Financial has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's Operating Margin % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #178 out of 1325 companies for Operating Margin %. This places Solution Financial in the top 13% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 4.86. Solution Financial's value of 11.76% is 142% above this benchmark. While the company's 10-year median is 8.66 vs. the industry median of 4.86, Solution Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Vehicles & Parts company?
The median Operating Margin % among Vehicles & Parts companies is 4.86, based on 1,325 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current Operating Margin % of 11.76% is 142% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median Operating Margin % is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current Operating Margin % is 11.76%, which is 36% above median its own 10-year median of 8.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.20, compared to a current price of $0.19 — trading 3.4% below its estimated fair value. The current Operating Margin % is 11.76%, which is 36% above median its 10-year median of 8.66 and 142% above the Vehicles & Parts industry median of 4.86. Solution Financial's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Solution Financial (SLNFF), the current Operating Margin % is 11.76% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solution Financial (SLNFF) Overvalued in 2026?
Based on GuruFocus' analysis, Solution Financial stock appears to be undervalued.
The current stock price of $0.19 is trading 3.4% below its estimated GF Value™ of $0.20.
GuruFocus considers Solution Financial to be Fairly Valued.
Key valuation signals for SLNFF:
Operating Margin %: 11.76% (36% above median its 10-year median of 8.66)
GF Value™: $0.20 vs. price of $0.19 (3.4% below fair value)
Industry Position: 142% above the Vehicles & Parts median (#178 of 1325)
No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
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