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Solution FinancialSLNFF +0.56%42 Equity-to-Asset is 0.32 as of Apr. 2026, which is 27% below its 10-year median of 0.44. GuruFocus rates SLNFF with a GF Score™ of 42/100 and a GF Value™ of $0.19 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,331 Vehicles & Parts companies, Solution Financial ranks worse than 75.73% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Solution Financial's Total Stockholders Equity for the quarter that ended in Apr. 2026 was $8.65 Mil. Solution Financial's Total Assets for the quarter that ended in Apr. 2026 was $26.87 Mil.
Therefore, Solution Financial's Equity to Asset Ratio for the quarter that ended in Apr. 2026 was 0.32.
The historical rank and industry rank for Solution Financial's Equity-to-Asset or its related term are showing as below:
SLNFF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.32 Med: 0.44 Max: 0.8
Current: 0.32
During the past 13 years, the highest Equity to Asset Ratio of Solution Financial was 0.80. The lowest was 0.32. And the median was 0.44.
SLNFF's Equity-to-Asset is ranked worse than 75.73% of 1331
companies
in the Vehicles & Parts industry
Industry Median: 0.49
vs SLNFF: 0.32
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Solution Financial Equity-to-Asset Related Terms
Solution Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Solution Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLNFF vs CVNA, PAG, KMX: Equity-to-Asset Comparison
For the Auto & Truck Dealerships subindustry, Solution Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solution Financial Equity-to-Asset vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Solution Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Solution Financial's Equity to Asset Ratio for the fiscal year that ended in Oct. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solution Financial (SLNFF) has a Equity-to-Asset of 0.32 as of Apr. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Solution Financial and its competitors. This is 27% below median its historical median of 0.44. Over the past decade, Solution Financial's Equity-to-Asset has ranged from 0.32 to 0.80. According to the industry distribution chart, Solution Financial ranks #1008 out of 1331 companies in the Vehicles & Parts industry, placing it in the top 75.7%.
Is Solution Financial's Equity-to-Asset too high?
Solution Financial's current Equity-to-Asset of 0.32 is 27% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.80. The Vehicles & Parts industry median Equity-to-Asset is 0.49. Solution Financial's value of 0.32 is 34.7% below this industry median. Based on the distribution chart, Solution Financial ranks #1008 out of 1331 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Solution Financial has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's Equity-to-Asset compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #1008 out of 1331 companies for Equity-to-Asset. This places Solution Financial in the lower half of its industry. The industry median Equity-to-Asset is 0.49. Solution Financial's value of 0.32 is 34.7% below this benchmark. Historically, Solution Financial's own Equity-to-Asset has ranged from 0.32 to 0.80 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.49, Solution Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Vehicles & Parts company?
The median Equity-to-Asset among Vehicles & Parts companies is 0.49, based on 1,331 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current Equity-to-Asset of 0.32 is 34.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median Equity-to-Asset is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current Equity-to-Asset is 0.32, which is 27% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.19, compared to a current price of $0.20 — trading 3.7% above its estimated fair value. The current Equity-to-Asset is 0.32, which is 27% below median its 10-year median of 0.44 and 34.7% below the Vehicles & Parts industry median of 0.49. Solution Financial's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Solution Financial (SLNFF), the current Equity-to-Asset is 0.32 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solution Financial (SLNFF) Overvalued in 2026?
Based on GuruFocus' analysis, Solution Financial stock appears to be overvalued.
The current stock price of $0.20 is trading 3.7% above its estimated GF Value™ of $0.19.
GuruFocus considers Solution Financial to be Fairly Valued.
Key valuation signals for SLNFF:
Equity-to-Asset: 0.32 (27% below median its 10-year median of 0.44)
GF Value™: $0.19 vs. price of $0.20 (3.7% above fair value)
Industry Position: 34.7% below the Vehicles & Parts median (#1008 of 1331)
No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
42GF Score
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