SLNFF (Solution Financial) Current Ratio: 1.12 (As of Apr. 2026) — Near Median


SLNFF Solution Financial Inc SLNFF
40 GF Score
Price $0.19
GF Value $0.20
Valuation Fairly Valued
! 5 Warning Signs
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What is Solution Financial Current Ratio?

Solution Financial SLNFF +0.05% 40 Current Ratio is 1.12 as of Apr. 2026, which is at its 10-year median of 1.12. GuruFocus rates SLNFF with a GF Score™ of 40/100 and a GF Value™ of $0.20 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,337 Vehicles & Parts companies, Solution Financial ranks worse than 74.87% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Solution Financial's current ratio for the quarter that ended in Apr. 2026 was 1.12.

Solution Financial has a current ratio of 1.12. It generally indicates good short-term financial strength.

The historical rank and industry rank for Solution Financial's Current Ratio or its related term are showing as below:

SLNFF' s Current Ratio Range Over the Past 10 Years
Min: 0.18   Med: 1.12   Max: 4.87
Current: 1.12

During the past 13 years, Solution Financial's highest Current Ratio was 4.87. The lowest was 0.18. And the median was 1.12.

SLNFF's Current Ratio is ranked worse than
74.87% of 1337 companies
in the Vehicles & Parts industry
Industry Median: 1.54 vs SLNFF: 1.12

Solution Financial  (OTCPK:SLNFF) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Solution Financial Current Ratio Related Terms


Solution Financial Current Ratio Historical Data

* Premium members only.

The historical data trend for Solution Financial's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Financial Current Ratio Chart

Solution Financial Annual Data
Trend Sep16 Sep17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.75 1.43 1.19 0.99

Solution Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.15 1.15 0.99 1.11 1.12

SLNFF vs CVNA, PAG, ALTB: Current Ratio Comparison

For the Auto & Truck Dealerships subindustry, Solution Financial's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solution Financial Current Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's Current Ratio distribution charts can be found below:

* The bar in red indicates where Solution Financial's Current Ratio falls into.


SLNFF
40GF Score
Solution Financial Inc SLNFF
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Solution Financial Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Solution Financial's Current Ratio for the fiscal year that ended in Oct. 2025 is calculated as

Current Ratio (A: Oct. 2025 )=Total Current Assets (A: Oct. 2025 )/Total Current Liabilities (A: Oct. 2025 )
=10.39/10.483
=0.99

Solution Financial's Current Ratio for the quarter that ended in Apr. 2026 is calculated as

Current Ratio (Q: Apr. 2026 )=Total Current Assets (Q: Apr. 2026 )/Total Current Liabilities (Q: Apr. 2026 )
=10.745/9.6
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.12 mean?
Solution Financial (SLNFF) has a Current Ratio of 1.12 as of Apr. 2026. This is near median its historical median of 1.12. Over the past decade, Solution Financial's Current Ratio has ranged from 0.18 to 4.87. According to the industry distribution chart, Solution Financial ranks #1001 out of 1337 companies in the Vehicles & Parts industry, placing it in the top 74.9%.
Is Solution Financial's Current Ratio too high?
Solution Financial's current Current Ratio of 1.12 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 4.87. The Vehicles & Parts industry median Current Ratio is 1.54. Solution Financial's value of 1.12 is 27.3% below this industry median. Based on the distribution chart, Solution Financial ranks #1001 out of 1337 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Solution Financial has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's Current Ratio compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #1001 out of 1337 companies for Current Ratio. This places Solution Financial in the lower half of its industry. The industry median Current Ratio is 1.54. Solution Financial's value of 1.12 is 27.3% below this benchmark. Historically, Solution Financial's own Current Ratio has ranged from 0.18 to 4.87 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.54, Solution Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Vehicles & Parts company?
The median Current Ratio among Vehicles & Parts companies is 1.54, based on 1,337 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current Current Ratio of 1.12 is 27.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Current Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current Current Ratio is 1.12, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.20, compared to a current price of $0.19 — trading 3.3% below its estimated fair value. The current Current Ratio is 1.12, which is near median its 10-year median of 1.12 and 27.3% below the Vehicles & Parts industry median of 1.54. Solution Financial's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Solution Financial (SLNFF), the current Current Ratio is 1.12 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Financial (SLNFF) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Financial stock appears to be undervalued. The current stock price of $0.19 is trading 3.3% below its estimated GF Value™ of $0.20. GuruFocus considers Solution Financial to be Fairly Valued.

Key valuation signals for SLNFF:

  • Current Ratio: 1.12 (near median its 10-year median of 1.12)
  • GF Value™: $0.20 vs. price of $0.19 (3.3% below fair value)
  • GF Score™: 40/100 with 5 warning signs
  • Industry Position: 27.3% below the Vehicles & Parts median (#1001 of 1337)

No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solution Financial Business Description

Other Exchanges SFI:Canada
Address 8680 Cambie Road, Unit 137, Richmond, BC, CAN, V6X 4K1
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
40GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.19
Price
$0.20
GF Value