SLNFF (Solution Financial) ROC (Joel Greenblatt) %: 413.25% (As of Apr. 2026) — 6576% Above Median


SLNFF Solution Financial Inc SLNFF
40 GF Score
Price $0.19
GF Value $0.19
Valuation Fairly Valued
! 5 Warning Signs
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What is Solution Financial ROC (Joel Greenblatt) %?

Solution Financial SLNFF +0.16% 40 ROC (Joel Greenblatt) % is 413.25% as of Apr. 2026, which is 6576% above its 10-year median of 6.19. GuruFocus rates SLNFF with a GF Score™ of 40/100 and a GF Value™ of $0.19 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,335 Vehicles & Parts companies, Solution Financial ranks better than 99.55% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Solution Financial's annualized ROC (Joel Greenblatt) % for the quarter that ended in Apr. 2026 was 413.25%.

The historical rank and industry rank for Solution Financial's ROC (Joel Greenblatt) % or its related term are showing as below:

SLNFF' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -13.72   Med: 6.19   Max: 304.19
Current: 304.19

During the past 13 years, Solution Financial's highest ROC (Joel Greenblatt) % was 304.19%. The lowest was -13.72%. And the median was 6.19%.

SLNFF's ROC (Joel Greenblatt) % is ranked better than
99.55% of 1335 companies
in the Vehicles & Parts industry
Industry Median: 11.97 vs SLNFF: 304.19

Solution Financial's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 81.90% per year.


Solution Financial  (OTCPK:SLNFF) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Solution Financial ROC (Joel Greenblatt) % Related Terms


Solution Financial ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Solution Financial's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Financial ROC (Joel Greenblatt) % Chart

Solution Financial Annual Data
Trend Sep16 Sep17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.19 8.03 6.13 41.14 136.46

Solution Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 126.93 270.12 339.09 245.69 413.25

SLNFF vs CVNA, PAG, ALTB: ROC (Joel Greenblatt) % Comparison

For the Auto & Truck Dealerships subindustry, Solution Financial's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solution Financial ROC (Joel Greenblatt) % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Solution Financial's ROC (Joel Greenblatt) % falls into.


SLNFF
40GF Score
Solution Financial Inc SLNFF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Solution Financial ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Jan. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.398 + 0.383 + 1.379) - (0.266 + 0.394 + 4.021)
=-2.521

Working Capital(Q: Apr. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.55 + 0.677 + 1.405) - (0.593 + 0.338 + 3.874)
=-2.173

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Solution Financial for the quarter that ended in Apr. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Apr. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jan. 2026  Q: Apr. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1.248/( ( (0.329 + max(-2.521, 0)) + (0.275 + max(-2.173, 0)) )/ 2 )
=1.248/( ( 0.329 + 0.275 )/ 2 )
=1.248/0.302
=413.25 %

Note: The EBIT data used here is four times the quarterly (Apr. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 413.25% mean?
Solution Financial (SLNFF) has a ROC (Joel Greenblatt) % of 413.25% as of Apr. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Solution Financial and its competitors. This is 6576% above median its historical median of 6.19. According to the industry distribution chart, Solution Financial ranks #6 out of 1335 companies in the Vehicles & Parts industry, placing it in the top 0.40000000000001%.
Is Solution Financial's ROC (Joel Greenblatt) % too high?
Solution Financial's current ROC (Joel Greenblatt) % of 413.25% is 6576% above median its 10-year median of 6.19. The Vehicles & Parts industry median ROC (Joel Greenblatt) % is 11.97. Solution Financial's value of 413.25% is 3352.4% above this industry median. Based on the distribution chart, Solution Financial ranks #6 out of 1335 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Solution Financial has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's ROC (Joel Greenblatt) % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #6 out of 1335 companies for ROC (Joel Greenblatt) %. This places Solution Financial in the top 0% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 11.97. Solution Financial's value of 413.25% is 3352.4% above this benchmark. While the company's 10-year median is 6.19 vs. the industry median of 11.97, Solution Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Vehicles & Parts company?
The median ROC (Joel Greenblatt) % among Vehicles & Parts companies is 11.97, based on 1,335 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Financial's current ROC (Joel Greenblatt) % of 413.25% is 3352.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median ROC (Joel Greenblatt) % is 11.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current ROC (Joel Greenblatt) % is 413.25%, which is 6576% above median its own 10-year median of 6.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.19, compared to a current price of $0.19 — trading 1.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is 413.25%, which is 6576% above median its 10-year median of 6.19 and 3352.4% above the Vehicles & Parts industry median of 11.97. Solution Financial's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Solution Financial (SLNFF), the current ROC (Joel Greenblatt) % is 413.25% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Financial (SLNFF) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Financial stock appears to be overvalued. The current stock price of $0.19 is trading 1.9% above its estimated GF Value™ of $0.19. GuruFocus considers Solution Financial to be Fairly Valued.

Key valuation signals for SLNFF:

  • ROC (Joel Greenblatt) %: 413.25% (6576% above median its 10-year median of 6.19)
  • GF Value™: $0.19 vs. price of $0.19 (1.9% above fair value)
  • GF Score™: 40/100 with 5 warning signs
  • Industry Position: 3352.4% above the Vehicles & Parts median (#6 of 1335)

No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solution Financial Business Description

Other Exchanges SFI:Canada
Address 8680 Cambie Road, Unit 137, Richmond, BC, CAN, V6X 4K1
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
40GF Score

Get the complete analysis for SLNFF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.19
Price
$0.19
GF Value