SLNFF (Solution Financial) 3-Year RORE % : -25.00% (As of Apr. 2026)


SLNFF Solution Financial Inc SLNFF
40 GF Score
Price $0.19
GF Value $0.20
Valuation Fairly Valued
! 5 Warning Signs
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What is Solution Financial 3-Year RORE %?

Solution Financial SLNFF +0.16% 40 3-Year RORE % is -25.00 as of Apr. 2026. GuruFocus rates SLNFF with a GF Score™ of 40/100 and a GF Value™ of $0.20 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,255 Vehicles & Parts companies, Solution Financial ranks worse than 79681.2% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Solution Financial's 3-Year RORE % for the quarter that ended in Apr. 2026 was -25.00%.

The industry rank for Solution Financial's 3-Year RORE % or its related term are showing as below:

SLNFF's 3-Year RORE % is not ranked
in the Vehicles & Parts industry.
Industry Median: 3.85 vs SLNFF: -25.00

Solution Financial  (OTCPK:SLNFF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Solution Financial 3-Year RORE % Related Terms


Solution Financial 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Solution Financial's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Financial 3-Year RORE % Chart

Solution Financial Annual Data
Trend Sep16 Sep17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.75 11.76 0.00 166.67 0.00

Solution Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -20.00 0.00 0.00 -25.00

SLNFF vs CVNA, PAG, ALTB: 3-Year RORE % Comparison

For the Auto & Truck Dealerships subindustry, Solution Financial's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solution Financial 3-Year RORE % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Solution Financial's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Solution Financial's 3-Year RORE % falls into.


SLNFF
40GF Score
Solution Financial Inc SLNFF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Solution Financial 3-Year RORE % Calculation

Solution Financial's 3-Year RORE % for the quarter that ended in Apr. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.004-0.003 )/( 0.008-0.012 )
=0.001/-0.004
=-25.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Apr. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -25.00 mean?
Solution Financial (SLNFF) has a 3-Year RORE % of -25.00 as of Apr. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Solution Financial and its competitors. According to the industry distribution chart, Solution Financial ranks #999999 out of 1255 companies in the Vehicles & Parts industry.
Is Solution Financial's 3-Year RORE % too high?
Solution Financial's current 3-Year RORE % is -25.00. Based on the distribution chart, Solution Financial ranks #999999 out of 1255 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Solution Financial has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Solution Financial's 3-Year RORE % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Solution Financial ranks #999999 out of 1255 companies for 3-Year RORE %. This places Solution Financial in the lower half of its industry. The industry median 3-Year RORE % is 3.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Vehicles & Parts company?
The median 3-Year RORE % among Vehicles & Parts companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Solution Financial and its competitors. For the Vehicles & Parts industry, the median 3-Year RORE % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Financial's current 3-Year RORE % is -25.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Financial stock overvalued right now?
Based on GuruFocus' analysis, Solution Financial (SLNFF) is currently considered Fairly Valued. The stock's GF Value™ is $0.20, compared to a current price of $0.19 — trading 3.2% below its estimated fair value. The current 3-Year RORE % is -25.00. Solution Financial's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Solution Financial (SLNFF), the current 3-Year RORE % is -25.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Financial (SLNFF) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Financial stock appears to be undervalued. The current stock price of $0.19 is trading 3.2% below its estimated GF Value™ of $0.20. GuruFocus considers Solution Financial to be Fairly Valued.

Key valuation signals for SLNFF:

  • 3-Year RORE %: -25.00
  • GF Value™: $0.20 vs. price of $0.19 (3.2% below fair value)
  • GF Score™: 40/100 with 5 warning signs

No single metric tells the full story. See the SLNFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solution Financial Business Description

Other Exchanges SFI:Canada
Address 8680 Cambie Road, Unit 137, Richmond, BC, CAN, V6X 4K1
Solution Financial Inc. specializes in sourcing and leasing solutions for luxury and exotic vehicles, yachts and other high value assets in Canada. The Company operates through retail sales, leases, and financing for automotive vehicles, boats, and commercial equipment and out of three locations being Richmond, British Columbia, Calgary, Alberta and Vaughan, Ontario. The company generates majority of its revenue from sale of vehicles.
40GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.19
Price
$0.20
GF Value