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Pepper Money (ASX:PPM) Liabilities-to-Assets : 0.96 (As of Dec. 2023)


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What is Pepper Money Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Pepper Money's Total Liabilities for the quarter that ended in Dec. 2023 was A$19,344.9 Mil. Pepper Money's Total Assets for the quarter that ended in Dec. 2023 was A$20,207.7 Mil. Therefore, Pepper Money's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2023 was 0.96.


Pepper Money Liabilities-to-Assets Historical Data

The historical data trend for Pepper Money's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Pepper Money Liabilities-to-Assets Chart

Pepper Money Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
0.97 0.96 0.96 0.96

Pepper Money Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Liabilities-to-Assets Get a 7-Day Free Trial 0.96 0.96 0.96 0.96 0.96

Competitive Comparison of Pepper Money's Liabilities-to-Assets

For the Credit Services subindustry, Pepper Money's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pepper Money's Liabilities-to-Assets Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Pepper Money's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Pepper Money's Liabilities-to-Assets falls into.



Pepper Money Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Pepper Money's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=19344.9/20207.7
=0.96

Pepper Money's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2023 is calculated as

Liabilities-to-Assets (Q: Dec. 2023 )=Total Liabilities/Total Assets
=19344.9/20207.7
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pepper Money  (ASX:PPM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Pepper Money Liabilities-to-Assets Related Terms

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Pepper Money (ASX:PPM) Business Description

Traded in Other Exchanges
N/A
Address
177 Pacific Highway, Level 27, North Sydney, Sydney, NSW, AUS, 2060
Pepper Money Ltd provides a variety of home loan solutions. It also provides car loans, personal loans, loans for professional equipment, and commercial loans. The services offered by the company include Lending, Asset Servicing, Broker Portal, and Debt Investors. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.

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