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Ally Financial (XTER:GMZ) Shiller PE Ratio : 11.16 (As of May. 29, 2024)


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What is Ally Financial Shiller PE Ratio?

As of today (2024-05-29), Ally Financial's current share price is €35.475. Ally Financial's E10 for the quarter that ended in Mar. 2024 was €3.18. Ally Financial's Shiller PE Ratio for today is 11.16.

The historical rank and industry rank for Ally Financial's Shiller PE Ratio or its related term are showing as below:

XTER:GMZ' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.9   Med: 18.28   Max: 76.4
Current: 11.05

During the past years, Ally Financial's highest Shiller PE Ratio was 76.40. The lowest was 6.90. And the median was 18.28.

XTER:GMZ's Shiller PE Ratio is ranked better than
61.18% of 304 companies
in the Credit Services industry
Industry Median: 14.165 vs XTER:GMZ: 11.05

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ally Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.386. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €3.18 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ally Financial Shiller PE Ratio Historical Data

The historical data trend for Ally Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ally Financial Shiller PE Ratio Chart

Ally Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70.32 28.59 19.43 8.40 10.30

Ally Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.18 8.28 7.81 10.30 11.76

Competitive Comparison of Ally Financial's Shiller PE Ratio

For the Credit Services subindustry, Ally Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's Shiller PE Ratio falls into.



Ally Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ally Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=35.475/3.18
=11.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Ally Financial's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.386/131.7762*131.7762
=0.386

Current CPI (Mar. 2024) = 131.7762.

Ally Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.397 100.560 0.520
201409 0.574 100.428 0.753
201412 0.187 99.070 0.249
201503 0.979 99.621 1.295
201506 -1.978 100.684 -2.589
201509 0.419 100.392 0.550
201512 -1.808 99.792 -2.387
201603 0.440 100.470 0.577
201606 0.632 101.688 0.819
201609 0.383 101.861 0.495
201612 0.493 101.863 0.638
201703 0.430 102.862 0.551
201706 0.490 103.349 0.625
201709 0.529 104.136 0.669
201712 0.346 104.011 0.438
201803 0.462 105.290 0.578
201806 0.693 106.317 0.859
201809 0.754 106.507 0.933
201812 0.615 105.998 0.765
201903 0.814 107.251 1.000
201906 1.292 108.070 1.575
201909 0.881 108.329 1.072
201912 0.891 108.420 1.083
202003 -0.769 108.902 -0.931
202006 0.568 108.767 0.688
202009 1.070 109.815 1.284
202012 1.496 109.897 1.794
202103 1.772 111.754 2.089
202106 2.000 114.631 2.299
202109 1.607 115.734 1.830
202112 1.584 117.630 1.774
202203 1.689 121.301 1.835
202206 1.324 125.017 1.396
202209 0.889 125.227 0.935
202212 0.784 125.222 0.825
202303 0.897 127.348 0.928
202306 0.914 128.729 0.936
202309 0.825 129.860 0.837
202312 0.147 129.419 0.150
202403 0.386 131.776 0.386

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ally Financial  (XTER:GMZ) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Ally Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Ally Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ally Financial (XTER:GMZ) Business Description

Traded in Other Exchanges
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, personal loans, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.