Business Description
Ally Financial Inc
NAICS : 522390
SIC : 6159
ISIN : US02005N1000
Total Employee Number:
10,300Compare
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Traded in other countries / regions
ALLY.USA0HD0.UKGMZ.GermanyALLY.SwitzerlandALLY1.Mexico Index Membership
Russell 1000Russell 3000 IPO Date
2013-12-13Description
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.34 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.48 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.41 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -1.1 | |||||
3-Year EPS without NRI Growth Rate | -14.3 | |||||
3-Year Book Growth Rate | 6.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.97 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 7.88 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 71.93 | |||||
9-Day RSI | 59.19 | |||||
14-Day RSI | 53.34 | |||||
3-1 Month Momentum % | 6.08 | |||||
6-1 Month Momentum % | 11.33 | |||||
12-1 Month Momentum % | 8.23 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.74 | |||||
Dividend Payout Ratio | 0.26 | |||||
Forward Dividend Yield % | 2.74 | |||||
5-Year Yield-on-Cost % | 4.35 | |||||
3-Year Average Share Buyback Ratio | -1 | |||||
Shareholder Yield % | -14.65 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15.05 | |||||
FCF Margin % | 7.89 | |||||
OCF Margin % | 47.27 | |||||
ROE % | 9.53 | |||||
ROA % | 0.75 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.31 | |||||
Forward PE Ratio | 6.81 | |||||
PE Ratio without NRI | 9.53 | |||||
Shiller PE Ratio | 10.21 | |||||
PEG Ratio | 47.65 | |||||
PS Ratio | 1.42 | |||||
PB Ratio | 0.99 | |||||
Price-to-Tangible-Book | 1 | |||||
Price-to-Free-Cash-Flow | 17.85 | |||||
Price-to-Operating-Cash-Flow | 3 | |||||
EV-to-Revenue | 3.15 | |||||
EV-to-Forward-Revenue | 3.95 | |||||
EV-to-FCF | 39.91 | |||||
Price-to-GF-Value | 1.08 | |||||
Price-to-Projected-FCF | 0.67 | |||||
Price-to-DCF (Earnings Based) | 0.83 | |||||
Price-to-DCF (FCF Based) | 1.55 | |||||
Price-to-Median-PS-Value | 0.96 | |||||
Price-to-Graham-Number | 0.65 | |||||
FCF Yield % | 5.73 | |||||
Forward Rate of Return (Yacktman) % | 9 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Ally Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 9,659 | ||
| EPS (TTM) ($) | 4.24 | ||
| Beta | 1.2918 | ||
| 3-Year Sharpe Ratio | 0.47 | ||
| 3-Year Sortino Ratio | 0.81 | ||
| Volatility % | 23.16 | ||
| 14-Day RSI | 53.34 | ||
| 14-Day ATR ($) | 0.943309 | ||
| 20-Day SMA ($) | 43.181 | ||
| 12-1 Month Momentum % | 8.23 | ||
| 52-Week Range ($) | 35.9201 - 47.29 | ||
| Shares Outstanding (Mil) | 304.2 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ally Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ally Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-25 | In 172 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-01-21 09:00 | In 138 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-21 07:30 | In 138 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-16 09:00 | In 41 days | ||
| Third quarter earnings results for 2026 | 2026-10-16 07:30 | In 41 days | ||
| Barclays Global Financial Services Conference | 2026-09-15 09:45 | In 10 days | ||
| USD 0.300000 Cash Dividend | 2026-07-31 | 43.48 (+0.32%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-21 09:00 | 45.52 (-0.55%) | ||
| Second quarter earnings results for 2026 | 2026-07-21 07:30 | 45.52 (-0.55%) | ||
| Morgan Stanley U.S. Financials Conference | 2026-06-09 08:15 | 42.38 (+0.05%) |
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Ally Financial Inc Frequently Asked Questions
What is Ally Financial Inc(ALLY)'s stock price today?
The current price of ALLY is $43.73. The 52 week high of ALLY is $47.29 and 52 week low is $35.92.
When is next earnings date of Ally Financial Inc(ALLY)?
The next earnings date of Ally Financial Inc(ALLY) is 2026-10-16 Est..
Does Ally Financial Inc(ALLY) pay dividends? If so, how much?
The Dividend Yield %  of Ally Financial Inc(ALLY) is 2.74% (As of Today), Highest Dividend Payout Ratio of Ally Financial Inc(ALLY) was 0.51. The lowest was 0.07. And the median was 0.19. The  Forward Dividend Yield % of Ally Financial Inc(ALLY) is 2.74%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NYSE:ALLY
2026 Q1
Overstone Global Equity Fund Commentary 1Q 2026
Oldfield Partners LLP
· 18 holdings
What the manager wrote
Ally Financial has undergone a significant transformation over the past 15 years, evolving into an independent, deposit-funded digital-first bank. With approximately $140 billion in loans outstanding, including $95 billion in auto loans, the company benefits from a stable funding base, with 87% of its funding coming from deposits. The investment case is straightforward: rising net interest margins and improving asset quality are expected to drive higher returns and book value per share growth. Historical performance suggests Ally can earn around $6 in earnings per share, indicating a fair value of $60 per share, which represents about 50% upside potential, alongside a dividend yield of over 3%.
Press Release
Articles on Ally Financial Inc
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See More- 1
Sep 02, 2026
Raymond James acts on Ally Financial, Flagstar Bank, Bank OZK, others
Seeking Alpha • 8:33am
- 1
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