OBAI (Our Bond) Sloan Ratio %: -61.29% (As of Jun. 2026)

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OBAI Our Bond Inc OBAI
6 GF Score
Price $0.32
! 4 Warning Signs
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What is Our Bond Sloan Ratio %?

Our Bond OBAI -5.72% 6 Sloan Ratio % is -61.29% as of Jun. 2026. GuruFocus rates OBAI with a GF Score™ of 6/100. The stock has 4 warning signs investors should review.

Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.

Our Bond's Sloan Ratio for the quarter that ended in Jun. 2026 was -61.29%.

Warning Sign:

When sloan ratio (-143.66)% higher than 25% or lower than -25%, earnings are more likely to be made up of accruals.

As of Jun. 2026, Our Bond has a Sloan Ratio of -61.29%, indicating earnings are more likely to be made up of accruals.


Our Bond  (NAS:OBAI) Sloan Ratio % Explanation

A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.

According to How to Beat the Market with the Sloan Ratio:

If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.

If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.

If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.

As of Jun. 2026, Our Bond has a Sloan Ratio of -61.29%, indicating earnings are more likely to be made up of accruals.


Our Bond Sloan Ratio % Related Terms


Our Bond Sloan Ratio % Historical Data

* Premium members only.

The historical data trend for Our Bond's Sloan Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Our Bond Sloan Ratio % Chart

Our Bond Annual Data
Trend Dec23 Dec24 Dec25
Sloan Ratio %
-110.79 -79.99 -143.66

Our Bond Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Sloan Ratio % Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 -87.04 -61.29

OBAI vs CISO, BLIN, LHSW: Sloan Ratio % Comparison

For the Software - Infrastructure subindustry, Our Bond's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Our Bond Sloan Ratio % vs Software Industry

For the Software industry and Technology sector, Our Bond's Sloan Ratio % distribution charts can be found below:

* The bar in red indicates where Our Bond's Sloan Ratio % falls into.


OBAI
6GF Score
Our Bond Inc OBAI
Sloan Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Our Bond Sloan Ratio % Calculation

Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.

Our Bond's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Sloan Ratio=(Net Income (A: Dec. 2025 )-Cash Flow from Operations (A: Dec. 2025 )
-Cash Flow from Investing (A: Dec. 2025 ))/Total Assets (A: Dec. 2025 )
=(-10.549--6.922
--0.034)/2.501
=-143.66%

Our Bond's Sloan Ratio for the quarter that ended in Jun. 2026 is calculated as

Sloan Ratio=(Net Income (TTM)-Cash Flow from Operations (TTM))
-Cash Flow from Investing (TTM))/Total Assets (Q: Jun. 2026 )
=(-16.827--12.265
--0.053)/7.357
=-61.29%

Our Bond's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was -2.634 (Sep. 2025 ) + -2.718 (Dec. 2025 ) + -6.703 (Mar. 2026 ) + -4.772 (Jun. 2026 ) = $-16.83 Mil.
Our Bond's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -2.115 (Sep. 2025 ) + -1.812 (Dec. 2025 ) + -4.41 (Mar. 2026 ) + -3.928 (Jun. 2026 ) = $-12.27 Mil.
Our Bond's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was -0.01 (Sep. 2025 ) + -0.016 (Dec. 2025 ) + -0.011 (Mar. 2026 ) + -0.016 (Jun. 2026 ) = $-0.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Sloan Ratio % →
What does a Sloan Ratio % of -61.29% mean?
Our Bond (OBAI) has a Sloan Ratio % of -61.29% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Our Bond and its competitors.
Is Our Bond's Sloan Ratio % too high?
Our Bond's current Sloan Ratio % is -61.29%. Overall, Our Bond has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Sloan Ratio % compare to CISO and BLIN?
Our Bond's Sloan Ratio % of -61.29% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Software company?
A good Sloan Ratio % depends on the Software industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Our Bond and its competitors. Our Bond's current Sloan Ratio % is -61.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Sloan Ratio % of -61.29%. The current Sloan Ratio % is -61.29%. Our Bond's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Our Bond (OBAI), the current Sloan Ratio % is -61.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Our Bond Business Description

Address 85 Broad Street, New York, NY, USA, 10004
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
6GF Score

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Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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