Trupanion (LTS:0LH0) SpecialCharges

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0LH0 Trupanion Inc LTS:0LH0
64 GF Score
Price $25.00
GF Value $40.54
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Trupanion SpecialCharges?

Special Charges only applies to banks.

LTS:0LH0
64GF Score
Trupanion Inc LTS:0LH0
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Trupanion (LTS:0LH0) Overvalued in 2026?

Based on GuruFocus' analysis, Trupanion stock appears to be undervalued. The current stock price of $25.00 is trading 38.3% below its estimated GF Value™ of $40.54. GuruFocus considers Trupanion to be Significantly Undervalued.

Key valuation signals for LTS:0LH0:

  • SpecialCharges:
  • GF Value™: $40.54 vs. price of $25.00 (38.3% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the LTS:0LH0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trupanion Business Description

Other Exchanges TRUP:USATPW:Germany
Address 6100 4th Avenue South, Suite 200, Seattle, WA, USA, 98108
Trupanion Inc. is a pet medical insurance company that provides coverage for cats and dogs, primarily through a direct-to-consumer subscription model. The company operates two reportable segments: subscription business, which generates most revenue from monthly premiums paid by pet owners, and other business, which includes business-to-business activities such as writing policies on behalf of third parties and providing software solutions to veterinarians and other partners. Trupanion markets its products mainly in the United States, which accounts for the largest share of revenue, as well as in Canada and other international markets. The company also offers ancillary products and services tied to its insurance offerings. Its revenue model relies on recurring subscription fees, with claims paid to veterinary hospitals and clinics on behalf of insured pets.
64GF Score

Get the complete analysis for LTS:0LH0

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$40.54
GF Value