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Trupanion (LTS:0LH0) E10 : $-0.51 (As of Dec. 2024)


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What is Trupanion E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Trupanion's adjusted earnings per share data for the three months ended in Dec. 2024 was $0.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-0.51 for the trailing ten years ended in Dec. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-03-23), Trupanion's current stock price is $37.30. Trupanion's E10 for the quarter that ended in Dec. 2024 was $-0.51. Trupanion's Shiller PE Ratio of today is .


Trupanion E10 Historical Data

The historical data trend for Trupanion's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Trupanion E10 Chart

Trupanion Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - -1.71 -1.24 -0.51

Trupanion Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.24 -0.89 -0.59 -0.54 -0.51

Competitive Comparison of Trupanion's E10

For the Insurance - Property & Casualty subindustry, Trupanion's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trupanion's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Trupanion's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Trupanion's Shiller PE Ratio falls into.



Trupanion E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trupanion's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.04/133.1571*133.1571
=0.040

Current CPI (Dec. 2024) = 133.1571.

Trupanion Quarterly Data

per share eps CPI Adj_EPS
201503 -0.180 99.621 -0.241
201506 -0.170 100.684 -0.225
201509 -0.170 100.392 -0.225
201512 -0.110 99.792 -0.147
201603 -0.090 100.470 -0.119
201606 -0.030 101.688 -0.039
201609 -0.060 101.861 -0.078
201612 -0.060 101.863 -0.078
201703 -0.050 102.862 -0.065
201706 0.010 103.349 0.013
201709 0.010 104.136 0.013
201712 -0.030 104.011 -0.038
201803 -0.050 105.290 -0.063
201806 -0.010 106.317 -0.013
201809 0.030 106.507 0.038
201812 -0.010 105.998 -0.013
201903 -0.040 107.251 -0.050
201906 -0.060 108.070 -0.074
201909 0.020 108.329 0.025
201912 0.020 108.420 0.025
202003 -0.030 108.902 -0.037
202006 0.040 108.767 0.049
202009 -0.070 109.815 -0.085
202012 -0.090 109.897 -0.109
202103 -0.310 111.754 -0.369
202106 -0.230 114.631 -0.267
202109 -0.170 115.734 -0.196
202112 -0.170 117.630 -0.192
202203 -0.220 121.301 -0.242
202206 -0.330 125.017 -0.351
202209 -0.320 125.227 -0.340
202212 -0.230 125.222 -0.245
202303 -0.600 127.348 -0.627
202306 -0.330 128.729 -0.341
202309 -0.100 129.860 -0.103
202312 -0.050 129.419 -0.051
202403 -0.160 131.776 -0.162
202406 -0.140 132.554 -0.141
202409 0.030 133.029 0.030
202412 0.040 133.157 0.040

Add all the adjusted EPS together and divide 10 will get our e10.


Trupanion  (LTS:0LH0) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Trupanion E10 Related Terms

Thank you for viewing the detailed overview of Trupanion's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Trupanion Business Description

Traded in Other Exchanges
Address
6100 4th Avenue South, Suite 400, Seattle, WA, USA, 98108
Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue primarily from subscription fees related to the Company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions.

Trupanion Headlines

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