CZNL (Citizens National) Tax Rate %: 16.66% (As of Dec. 2025)

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CZNL Citizens National Corp CZNL
45 GF Score
Price $89.83
GF Value $47.38
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Citizens National Tax Rate %?

Citizens National CZNL 45 Tax Rate % is 16.66% as of Dec. 2025. GuruFocus rates CZNL with a GF Score™ of 45/100 and a GF Value™ of $47.38 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Citizens National's Tax Expense for the six months ended in Dec. 2025 was $1.14 Mil. Citizens National's Pre-Tax Income for the six months ended in Dec. 2025 was $6.85 Mil. Therefore, Citizens National's Tax Rate % for the quarter that ended in Dec. 2025 was 16.66%.

Citizens National Tax Rate % Related Terms

Citizens National Tax Rate % Historical Data

* Premium members only.

The historical data trend for Citizens National's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens National Tax Rate % Chart

Citizens National Annual Data
Trend Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.62 13.72 14.14 14.40 16.66

Citizens National Semi-Annual Data
Dec92 Dec03 Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.62 13.72 14.14 14.40 16.66
CZNL
45GF Score
Citizens National Corp CZNL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens National Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Citizens National's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1.141/6.849
=16.66 %

Citizens National's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=1.141/6.849
=16.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 16.66% mean?
Citizens National (CZNL) has a Tax Rate % of 16.66% as of Dec. 2025.
Is Citizens National's Tax Rate % too high?
Citizens National's current Tax Rate % is 16.66%. Overall, Citizens National has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens National's Tax Rate % compare to JUVF and CPBI?
Citizens National's Tax Rate % of 16.66% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Citizens National's current Tax Rate % is 16.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens National stock overvalued right now?
Based on GuruFocus' analysis, Citizens National (CZNL) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.38, compared to a current price of $89.83 — trading 89.6% above its estimated fair value. The current Tax Rate % is 16.66%. Citizens National's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Citizens National (CZNL), the current Tax Rate % is 16.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens National (CZNL) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens National stock appears to be overvalued. The current stock price of $89.83 is trading 89.6% above its estimated GF Value™ of $47.38. GuruFocus considers Citizens National to be Significantly Overvalued.

Key valuation signals for CZNL:

  • Tax Rate %: 16.66%
  • GF Value™: $47.38 vs. price of $89.83 (89.6% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the CZNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens National Business Description

Address 620 Broadway, Paintsville, KY, USA, 41240
Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.
45GF Score

Get the complete analysis for CZNL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.83
Price
$47.38
GF Value