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CZNL (Citizens National) PS Ratio : 1.87 (As of Mar. 30, 2025)


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What is Citizens National PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Citizens National's share price is $44.85. Citizens National's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $23.95. Hence, Citizens National's PS Ratio for today is 1.87.

The historical rank and industry rank for Citizens National's PS Ratio or its related term are showing as below:

CZNL' s PS Ratio Range Over the Past 10 Years
Min: 1.59   Med: 2.19   Max: 5.19
Current: 1.87

During the past 10 years, Citizens National's highest PS Ratio was 5.19. The lowest was 1.59. And the median was 2.19.

CZNL's PS Ratio is ranked better than
69.35% of 1530 companies
in the Banks industry
Industry Median: 2.61 vs CZNL: 1.87

Citizens National's Revenue per Sharefor the six months ended in Dec. 2023 was $23.95. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $23.95.

Warning Sign:

Citizens National Corp revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Citizens National was -2.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.30% per year.

During the past 10 years, Citizens National's highest 3-Year average Revenue per Share Growth Rate was 16.70% per year. The lowest was -0.50% per year. And the median was 7.50% per year.

Back to Basics: PS Ratio


Citizens National PS Ratio Historical Data

The historical data trend for Citizens National's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens National PS Ratio Chart

Citizens National Annual Data
Trend Dec03 Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.20 1.99 2.45 1.91 1.66

Citizens National Semi-Annual Data
Dec92 Dec03 Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 2.20 1.99 2.45 1.91 1.66

Competitive Comparison of Citizens National's PS Ratio

For the Banks - Regional subindustry, Citizens National's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens National's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens National's PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens National's PS Ratio falls into.


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Citizens National PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Citizens National's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=44.85/23.95
=1.87

Citizens National's Share Price of today is $44.85.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Citizens National's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $23.95.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Citizens National  (OTCPK:CZNL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Citizens National PS Ratio Related Terms

Thank you for viewing the detailed overview of Citizens National's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens National Business Description

Traded in Other Exchanges
N/A
Address
620 Broadway, Paintsville, KY, USA, 41240
Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.

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