CZNL (Citizens National) Dividends per Share: $1.00 (TTM As of Dec. 2025)

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CZNL Citizens National Corp CZNL
45 GF Score
Price $85.00
GF Value $47.37
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Citizens National Dividends per Share?

Citizens National CZNL 45 Dividends per Share is $1.00 as of Dec. 2025. GuruFocus rates CZNL with a GF Score™ of 45/100 and a GF Value™ of $47.37 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Citizens National's dividends per share for the six months ended in Dec. 2025 was $1.00. Its dividends per share for the trailing twelve months (TTM) ended in Dec. 2025 was $1.00. Its Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.17. As of today, Citizens National's Dividend Yield % is 1.19%.

Warning Sign:

Citizens National Corp stock Dividend Yield % is close to 5-year low.

During the past 12 months, Citizens National's average Dividends Per Share Growth Rate was 2.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Citizens National was 40.10% per year. The lowest was 2.10% per year. And the median was 2.95% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Citizens National  (OTCPK:CZNL) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Citizens National's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1/ 5.84
=0.17

During the past 13 years, the highest Dividend Payout Ratio of Citizens National was 0.21. The lowest was 0.10. And the median was 0.17.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Citizens National Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2600002026-06-162026-06-162026-06-30Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002026-03-172026-03-172026-03-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002025-12-162025-12-162025-12-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002025-09-162025-09-162025-09-30Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Citizens National's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1.01/85.00
=1.19 %

Current Share Price is $85.00.
Citizens National's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.01.

During the past 13 years, the highest Dividend Yield of Citizens National was 2.52%. The lowest was 0.69%. And the median was 1.78%.

Warning Sign:

Citizens National Corp stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens National Dividends per Share Related Terms


Citizens National Dividends per Share Historical Data

* Premium members only.

The historical data trend for Citizens National's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens National Dividends per Share Chart

Citizens National Annual Data
Trend Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.94 0.96 0.98 1.00

Citizens National Semi-Annual Data
Dec92 Dec03 Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 0.94 0.96 0.98 1.00

CZNL vs RVCB, JUVF, FBSI: Dividends per Share Comparison

For the Banks - Regional subindustry, Citizens National's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens National Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Citizens National's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Citizens National's Dividend Yield % falls into.


CZNL
45GF Score
Citizens National Corp CZNL
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens National Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $1.00 mean?
Citizens National (CZNL) has a Dividends per Share of $1.00 as of Dec. 2025. Dividends per share represents the per-share amount paid as dividends. View historical data on Citizens National and its competitors.
Is Citizens National's Dividends per Share too high?
Citizens National's current Dividends per Share is $1.00. Overall, Citizens National has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens National's Dividends per Share compare to RVCB and JUVF?
Citizens National's Dividends per Share of $1.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Citizens National and its competitors. Citizens National's current Dividends per Share is $1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens National stock overvalued right now?
Based on GuruFocus' analysis, Citizens National (CZNL) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.37, compared to a current price of $85.00 — trading 79.4% above its estimated fair value. The current Dividends per Share is $1.00. Citizens National's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Citizens National (CZNL), the current Dividends per Share is $1.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens National (CZNL) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens National stock appears to be overvalued. The current stock price of $85.00 is trading 79.4% above its estimated GF Value™ of $47.37. GuruFocus considers Citizens National to be Significantly Overvalued.

Key valuation signals for CZNL:

  • Dividends per Share: $1.00
  • GF Value™: $47.37 vs. price of $85.00 (79.4% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the CZNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens National Business Description

Address 620 Broadway, Paintsville, KY, USA, 41240
Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.
45GF Score

Get the complete analysis for CZNL

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.00
Price
$47.37
GF Value