GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Citizens National Corp (OTCPK:CZNL) » Definitions » Shiller PE Ratio

CZNL (Citizens National) Shiller PE Ratio : 7.79 (As of Apr. 12, 2025)


View and export this data going back to . Start your Free Trial

What is Citizens National Shiller PE Ratio?

As of today (2025-04-12), Citizens National's current share price is $44.85. Citizens National's E10 for the fiscal year that ended in Dec24 was $5.76. Citizens National's Shiller PE Ratio for today is 7.79.

The historical rank and industry rank for Citizens National's Shiller PE Ratio or its related term are showing as below:

CZNL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.81   Med: 8.04   Max: 9.58
Current: 7.79

During the past 12 years, Citizens National's highest Shiller PE Ratio was 9.58. The lowest was 6.81. And the median was 8.04.

CZNL's Shiller PE Ratio is ranked better than
73.48% of 1169 companies
in the Banks industry
Industry Median: 10.33 vs CZNL: 7.79

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Citizens National's adjusted earnings per share data of for the fiscal year that ended in Dec24 was $4.750. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $5.76 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens National Shiller PE Ratio Historical Data

The historical data trend for Citizens National's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens National Shiller PE Ratio Chart

Citizens National Annual Data
Trend Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 9.00 7.11 7.99

Citizens National Semi-Annual Data
Dec92 Dec03 Dec04 Dec05 Dec13 Dec14 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 9.00 7.11 7.99

Competitive Comparison of Citizens National's Shiller PE Ratio

For the Banks - Regional subindustry, Citizens National's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens National's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens National's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Citizens National's Shiller PE Ratio falls into.


;
;

Citizens National Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Citizens National's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=44.85/5.76
=7.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens National's E10 for the fiscal year that ended in Dec24 is calculated as:

For example, Citizens National's adjusted earnings per share data for the fiscal year that ended in Dec24 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec24 (Change)*Current CPI (Dec24)
=4.75/133.1571*133.1571
=4.750

Current CPI (Dec24) = 133.1571.

Citizens National Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
200412 3.015 80.290 5.000
200512 3.775 83.032 6.054
201312 3.180 98.326 4.306
201412 4.800 99.070 6.452
201912 6.130 108.420 7.529
202012 4.670 109.897 5.658
202112 5.380 117.630 6.090
202212 6.100 125.222 6.487
202312 5.080 129.419 5.227
202412 4.750 133.157 4.750

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens National  (OTCPK:CZNL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Citizens National Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Citizens National's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens National Business Description

Traded in Other Exchanges
N/A
Address
620 Broadway, Paintsville, KY, USA, 41240
Citizens National Corp provides banking services. The company provides all necessary banking services and products to its customers. Its deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from cash flow from the operations of businesses.

Citizens National Headlines

No Headlines