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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Republic Bancorp's current 3-Year Share Buyback Ratio was 0.30%.
The historical rank and industry rank for Republic Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
RBCAA'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -2.1 Med: 0 Max: 3.5
Current: 0.3
During the past 13 years, Republic Bancorp's highest 3-Year Share Buyback Ratio was 3.50%. The lowest was -2.10%. And the median was 0.00%.
RBCAA's 3-Year Share Buyback Ratio is ranked better than 65.86% of 1034
companies
in the Banks industry
Industry Median: -0.2
vs RBCAA: 0.30
Republic Bancorp (NAS:RBCAA) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Republic Bancorp 3-Year Share Buyback Ratio Related Terms
RBCAA vs FSUN, LOB, GABC: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Republic Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Republic Bancorp's 3-Year Share Buyback Ratio falls into.
Republic Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.30 mean?
Republic Bancorp (RBCAA) has a 3-Year Share Buyback Ratio of 0.30 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Republic Bancorp and its competitors. According to the industry distribution chart, Republic Bancorp ranks #353 out of 1034 companies in the Banks industry, placing it in the top 34.1%.
Is Republic Bancorp's 3-Year Share Buyback Ratio too high?
Republic Bancorp's current 3-Year Share Buyback Ratio is 0.30. Based on the distribution chart, Republic Bancorp ranks #353 out of 1034 companies in the Banks industry, which is above the industry midpoint. Overall, Republic Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bancorp's 3-Year Share Buyback Ratio compare to FSUN and LOB?
According to the Banks industry distribution chart, Republic Bancorp ranks #353 out of 1034 companies for 3-Year Share Buyback Ratio. This puts Republic Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Republic Bancorp and its competitors. Republic Bancorp's current 3-Year Share Buyback Ratio is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Republic Bancorp (RBCAA) is currently considered Significantly Overvalued. The stock's GF Value™ is $64.77, compared to a current price of $96.50 — trading 49% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.30. Republic Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Republic Bancorp (RBCAA), the current 3-Year Share Buyback Ratio is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bancorp (RBCAA) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bancorp stock appears to be overvalued.
The current stock price of $96.50 is trading 49% above its estimated GF Value™ of $64.77.
GuruFocus considers Republic Bancorp to be Significantly Overvalued.
Key valuation signals for RBCAA:
3-Year Share Buyback Ratio: 0.30
GF Value™: $64.77 vs. price of $96.50 (49% above fair value)
No single metric tells the full story. See the RBCAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.
65GF Score
Get the complete analysis for RBCAA
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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