Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Republic BancorpRBCAA +1.02%65 OCF Yield % is 7.76 as of Aug. 30, 2026, which is 29% below its 10-year median of 10.87. GuruFocus rates RBCAA with a GF Score™ of 65/100 and a GF Value™ of $65.37 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,491 Banks companies, Republic Bancorp ranks worse than 57.68% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Republic Bancorp OCF Yield % Related Terms
Republic Bancorp OCF Yield % Historical Data
* Premium members only.
The historical data trend for Republic Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Republic Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Republic Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Republic Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Republic Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Republic Bancorp (RBCAA) has a OCF Yield % of 7.76 as of Aug. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Republic Bancorp and its competitors. This is 29% below median its historical median of 10.87. Over the past decade, Republic Bancorp's OCF Yield % has ranged from 5.81 to 19.50. According to the industry distribution chart, Republic Bancorp ranks #860 out of 1491 companies in the Banks industry, placing it in the top 57.7%.
Is Republic Bancorp's OCF Yield % too high?
Republic Bancorp's current OCF Yield % of 7.76 is 29% below median its 10-year median of 10.87. Over the past 10 years, this metric has ranged from a low of 5.81 to a high of 19.50. The Banks industry median OCF Yield % is 9.26. Republic Bancorp's value of 7.76 is 16.2% below this industry median. Based on the distribution chart, Republic Bancorp ranks #860 out of 1491 companies in the Banks industry, which is below the industry midpoint. Overall, Republic Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bancorp's OCF Yield % compare to TFIN and GABC?
According to the Banks industry distribution chart, Republic Bancorp ranks #860 out of 1491 companies for OCF Yield %. This places Republic Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.26. Republic Bancorp's value of 7.76 is 16.2% below this benchmark. Historically, Republic Bancorp's own OCF Yield % has ranged from 5.81 to 19.50 over the past decade. While the company's 10-year median is 10.87 vs. the industry median of 9.26, Republic Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.26, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bancorp's current OCF Yield % of 7.76 is 16.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Republic Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bancorp's current OCF Yield % is 7.76, which is 29% below median its own 10-year median of 10.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Republic Bancorp (RBCAA) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.37, compared to a current price of $94.98 — trading 45.3% above its estimated fair value. The current OCF Yield % is 7.76, which is 29% below median its 10-year median of 10.87 and 16.2% below the Banks industry median of 9.26. Republic Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Republic Bancorp (RBCAA), the current OCF Yield % is 7.76 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Republic Bancorp (RBCAA) Overvalued in 2026?
Based on GuruFocus' analysis, Republic Bancorp stock appears to be overvalued.
The current stock price of $94.98 is trading 45.3% above its estimated GF Value™ of $65.37.
GuruFocus considers Republic Bancorp to be Significantly Overvalued.
Key valuation signals for RBCAA:
OCF Yield %: 7.76 (29% below median its 10-year median of 10.87)
GF Value™: $65.37 vs. price of $94.98 (45.3% above fair value)
Industry Position: 16.2% below the Banks median (#860 of 1491)
No single metric tells the full story. See the RBCAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.
65GF Score
Get the complete analysis for RBCAA
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RBCAA has been successfully added to your 
