Visa (V) Total Payout Ratio: 1.18 (As of Jul. 19, 2026)

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V Visa Inc V
96 GF Score
Price $358.56
GF Value $421.30
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Visa Total Payout Ratio?

Visa V -1.80% 96 Total Payout Ratio is 1.18 as of Jul. 19, 2026. GuruFocus rates V with a GF Score™ of 96/100 and a GF Value™ of $421.30 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Visa's current Total Payout Ratio is 1.18.

Visa Total Payout Ratio Related Terms

Visa Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Visa's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visa Total Payout Ratio Chart

Visa Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.99 0.92 1.06 1.14

Visa Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.13 1.19 0.86 1.53

V vs MA, AXP, COF: Total Payout Ratio Comparison

For the Credit Services subindustry, Visa's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Visa Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Visa's Total Payout Ratio falls into.


V
96GF Score
Visa Inc V
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Visa Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Visa's Total Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-18316 + 0 + -4634) / 20058
=1.14

Visa's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-7900 + 0 + -1286) / 6021
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.18 mean?
Visa (V) has a Total Payout Ratio of 1.18 as of Jul. 19, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Visa and its competitors.
Is Visa's Total Payout Ratio too high?
Visa's current Total Payout Ratio is 1.18. Overall, Visa has a GF Score™ of 96/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Visa's Total Payout Ratio compare to MA and AXP?
Visa's Total Payout Ratio of 1.18 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Credit Services company?
A good Total Payout Ratio depends on the Credit Services industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Visa and its competitors. Visa's current Total Payout Ratio is 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Based on GuruFocus' analysis, Visa (V) is currently considered Modestly Undervalued. The stock's GF Value™ is $421.30, compared to a current price of $358.56 — trading 14.9% below its estimated fair value. The current Total Payout Ratio is 1.18. Visa's overall GF Score™ is 96/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Visa (V), the current Total Payout Ratio is 1.18 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visa (V) Overvalued in 2026?

Based on GuruFocus' analysis, Visa stock appears to be undervalued. The current stock price of $358.56 is trading 14.9% below its estimated GF Value™ of $421.30. GuruFocus considers Visa to be Modestly Undervalued.

Key valuation signals for V:

  • Total Payout Ratio: 1.18
  • GF Value™: $421.30 vs. price of $358.56 (14.9% below fair value)
  • GF Score™: 96/100 with 3 warning signs

No single metric tells the full story. See the V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
96GF Score

Get the complete analysis for V

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$358.56
Price
$421.30
GF Value