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Riyad BankSAU:1010 +0.64%78 5-Year Yield-on-Cost % is 14.65 as of Aug. 22, 2026, which is 14% above its 10-year median of 12.85. GuruFocus rates SAU:1010 with a GF Score™ of 78/100 and a GF Value™ of ﷼22.51 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,248 Banks companies, Riyad Bank ranks better than 92.39% on this metric.
Riyad Bank's yield on cost for the quarter that ended in Jun. 2026 was 14.65.
The historical rank and industry rank for Riyad Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
SAU:1010'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.51 Med: 12.85 Max: 26.62
Current: 14.65
During the past 13 years, Riyad Bank's highest Yield on Cost was 26.62. The lowest was 3.51. And the median was 12.85.
SAU:1010's 5-Year Yield-on-Cost % is ranked better than 92.39% of 1248
companies
in the Banks industry
Industry Median: 3.87
vs SAU:1010: 14.65
Riyad Bank (SAU:1010) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Riyad Bank 5-Year Yield-on-Cost % Related Terms
SAU:1010 vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Riyad Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riyad Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Riyad Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Riyad Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Riyad Bank is calculated as
Riyad Bank (SAU:1010) has a 5-Year Yield-on-Cost % of 14.65 as of Aug. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Riyad Bank and its competitors. This is 14% above median its historical median of 12.85. Over the past decade, Riyad Bank's 5-Year Yield-on-Cost % has ranged from 3.51 to 26.62. According to the industry distribution chart, Riyad Bank ranks #95 out of 1248 companies in the Banks industry, placing it in the top 7.6%.
Is Riyad Bank's 5-Year Yield-on-Cost % too high?
Riyad Bank's current 5-Year Yield-on-Cost % of 14.65 is 14% above median its 10-year median of 12.85. Over the past 10 years, this metric has ranged from a low of 3.51 to a high of 26.62. The Banks industry median 5-Year Yield-on-Cost % is 3.87. Riyad Bank's value of 14.65 is 278.6% above this industry median. Based on the distribution chart, Riyad Bank ranks #95 out of 1248 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Riyad Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riyad Bank's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Riyad Bank ranks #95 out of 1248 companies for 5-Year Yield-on-Cost %. This places Riyad Bank in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Riyad Bank's value of 14.65 is 278.6% above this benchmark. Historically, Riyad Bank's own 5-Year Yield-on-Cost % has ranged from 3.51 to 26.62 over the past decade. While the company's 10-year median is 12.85 vs. the industry median of 3.87, Riyad Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riyad Bank's current 5-Year Yield-on-Cost % of 14.65 is 278.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Riyad Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riyad Bank's current 5-Year Yield-on-Cost % is 14.65, which is 14% above median its own 10-year median of 12.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyad Bank stock overvalued right now?
Based on GuruFocus' analysis, Riyad Bank (SAU:1010) is currently considered Fairly Valued. The stock's GF Value™ is ﷼22.51, compared to a current price of ﷼20.49 — trading 9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 14.65, which is 14% above median its 10-year median of 12.85 and 278.6% above the Banks industry median of 3.87. Riyad Bank's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Riyad Bank (SAU:1010), the current 5-Year Yield-on-Cost % is 14.65 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riyad Bank (SAU:1010) Overvalued in 2026?
Based on GuruFocus' analysis, Riyad Bank stock appears to be undervalued.
The current stock price of ﷼20.49 is trading 9% below its estimated GF Value™ of ﷼22.51.
GuruFocus considers Riyad Bank to be Fairly Valued.
Key valuation signals for SAU:1010:
5-Year Yield-on-Cost %: 14.65 (14% above median its 10-year median of 12.85)
GF Value™: ﷼22.51 vs. price of ﷼20.49 (9% below fair value)
Industry Position: 278.6% above the Banks median (#95 of 1248)
No single metric tells the full story. See the SAU:1010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFinancial Boulevard - Al Aqeeq District, P.O. Box 22622, Riyad Bank Tower, Building No. 3128, King Abdullah Financial District (KAFD, Riyadh, SAU, 13519 – 6671
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customers with nonconventional banking products which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: i) Retail Banking, ii) Investment banking and brokerage, iii) Corporate banking, and iv) Treasury and Investments. The majority of the company's revenue is derived from the Corporate banking segment, which principally handles corporate customers' current accounts, deposits and provides loans, overdrafts and other credit facilities and includes small to medium sized businesses.
78GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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