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Riyad BankSAU:1010 +0.63%72 FCF Yield % is 6.44 as of Jul. 19, 2026, which is 68% above its 10-year median of 3.84. GuruFocus rates SAU:1010 with a GF Score™ of 72/100 and a GF Value™ of ﷼22.95 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,506 Banks companies, Riyad Bank ranks worse than 57.37% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Riyad Bank FCF Yield % Related Terms
Riyad Bank FCF Yield % Historical Data
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The historical data trend for Riyad Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Riyad Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riyad Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Riyad Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Riyad Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Riyad Bank (SAU:1010) has a FCF Yield % of 6.44 as of Jul. 19, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Riyad Bank and its competitors. This is 68% above median its historical median of 3.84. According to the industry distribution chart, Riyad Bank ranks #864 out of 1506 companies in the Banks industry, placing it in the top 57.4%.
Is Riyad Bank's FCF Yield % too high?
Riyad Bank's current FCF Yield % of 6.44 is 68% above median its 10-year median of 3.84. The Banks industry median FCF Yield % is 8.12. Riyad Bank's value of 6.44 is 20.6% below this industry median. Based on the distribution chart, Riyad Bank ranks #864 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Riyad Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Riyad Bank's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Riyad Bank ranks #864 out of 1506 companies for FCF Yield %. This places Riyad Bank in the lower half of its industry. The industry median FCF Yield % is 8.12. Riyad Bank's value of 6.44 is 20.6% below this benchmark. While the company's 10-year median is 3.84 vs. the industry median of 8.12, Riyad Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riyad Bank's current FCF Yield % of 6.44 is 20.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Riyad Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riyad Bank's current FCF Yield % is 6.44, which is 68% above median its own 10-year median of 3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyad Bank stock overvalued right now?
Based on GuruFocus' analysis, Riyad Bank (SAU:1010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼22.95, compared to a current price of ﷼20.70 — trading 9.8% below its estimated fair value. The current FCF Yield % is 6.44, which is 68% above median its 10-year median of 3.84 and 20.6% below the Banks industry median of 8.12. Riyad Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Riyad Bank (SAU:1010), the current FCF Yield % is 6.44 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riyad Bank (SAU:1010) Overvalued in 2026?
Based on GuruFocus' analysis, Riyad Bank stock appears to be undervalued.
The current stock price of ﷼20.70 is trading 9.8% below its estimated GF Value™ of ﷼22.95.
GuruFocus considers Riyad Bank to be Modestly Undervalued.
Key valuation signals for SAU:1010:
FCF Yield %: 6.44 (68% above median its 10-year median of 3.84)
GF Value™: ﷼22.95 vs. price of ﷼20.70 (9.8% below fair value)
Industry Position: 20.6% below the Banks median (#864 of 1506)
No single metric tells the full story. See the SAU:1010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFinancial Boulevard - Al Aqeeq District, P.O. Box 22622, Riyad Bank Tower, Building No. 3128, King Abdullah Financial District (KAFD, Riyadh, SAU, 13519 – 6671
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customers with nonconventional banking products which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: i) Retail Banking, ii) Investment banking and brokerage, iii) Corporate banking, and iv) Treasury and Investments. The majority of the company's revenue is derived from the Corporate banking segment, which principally handles corporate customers' current accounts, deposits and provides loans, overdrafts and other credit facilities and includes small to medium sized businesses.
72GF Score
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