Riyad Bank (SAU:1010) Net Loan: ﷼377,629 Mil (As of Jun. 2026)

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SAU:1010 Riyad Bank SAU:1010
74 GF Score
Price ﷼20.37
GF Value ﷼22.47
Valuation Fairly Valued
! 4 Warning Signs
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What is Riyad Bank Net Loan?

Riyad Bank SAU:1010 -1.36% 74 Net Loan is ﷼377,629 Mil as of Jun. 2026. GuruFocus rates SAU:1010 with a GF Score™ of 74/100 and a GF Value™ of ﷼22.47 (Fairly Valued). The stock has 4 warning signs investors should review.

Riyad Bank's quarterly net loan increased from Dec. 2025 (﷼373,305 Mil) to Mar. 2026 (﷼377,047 Mil) and increased from Mar. 2026 (﷼377,047 Mil) to Jun. 2026 (﷼377,629 Mil).

Riyad Bank's annual net loan increased from Dec. 2023 (﷼274,398 Mil) to Dec. 2024 (﷼377,047 Mil) and increased from Dec. 2024 (﷼377,047 Mil) to Dec. 2025 (﷼377,629 Mil).

Riyad Bank Net Loan Historical Data

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The historical data trend for Riyad Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riyad Bank Net Loan Chart

Riyad Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 217,290.24 242,364.95 274,398.25 320,089.49 373,304.81

Riyad Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 354,549.97 368,554.12 373,304.81 377,047.01 377,628.86
SAU:1010
74GF Score
Riyad Bank SAU:1010
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Riyad Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ﷼377,629 Mil mean?
Riyad Bank (SAU:1010) has a Net Loan of ﷼377,629 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Riyad Bank and its competitors.
Is Riyad Bank's Net Loan too high?
Riyad Bank's current Net Loan is ﷼377,629 Mil. Overall, Riyad Bank has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riyad Bank's Net Loan compare to competitors?
Riyad Bank's Net Loan of ﷼377,629 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Riyad Bank and its competitors. Riyad Bank's current Net Loan is ﷼377,629 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyad Bank stock overvalued right now?
Based on GuruFocus' analysis, Riyad Bank (SAU:1010) is currently considered Fairly Valued. The stock's GF Value™ is ﷼22.47, compared to a current price of ﷼20.37 — trading 9.3% below its estimated fair value. The current Net Loan is ﷼377,629 Mil. Riyad Bank's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Riyad Bank (SAU:1010), the current Net Loan is ﷼377,629 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riyad Bank (SAU:1010) Overvalued in 2026?

Based on GuruFocus' analysis, Riyad Bank stock appears to be undervalued. The current stock price of ﷼20.37 is trading 9.3% below its estimated GF Value™ of ﷼22.47. GuruFocus considers Riyad Bank to be Fairly Valued.

Key valuation signals for SAU:1010:

  • Net Loan: ﷼377,629 Mil
  • GF Value™: ﷼22.47 vs. price of ﷼20.37 (9.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the SAU:1010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Riyad Bank Business Description

Address Financial Boulevard - Al Aqeeq District, P.O. Box 22622, Riyad Bank Tower, Building No. 3128, King Abdullah Financial District (KAFD, Riyadh, SAU, 13519 – 6671
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customers with nonconventional banking products which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: i) Retail Banking, ii) Investment banking and brokerage, iii) Corporate banking, and iv) Treasury and Investments. The majority of the company's revenue is derived from the Corporate banking segment, which principally handles corporate customers' current accounts, deposits and provides loans, overdrafts and other credit facilities and includes small to medium sized businesses.
74GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼20.37
Price
﷼22.47
GF Value